Closing and Compliance Auditor

Overview

 Closing and Compliance Auditor

The Closing and Compliance Auditor performs a review of the loan package to ensure accuracy, completeness, and compliance with all underwriting guidelines. This typically includes documents such as the Note, Mortgage, Title work, Closing Disclosure, Loan Estimates, and a wide variety of disclosures prepared both at application and closing.

What you will do (Responsibilities)

Post Closing audit of loan closing package, to ensure closed loan meets all necessary requirements. Loan review is designed to incorporate compliance with federal and state guidelines, as well as FHA and VA requirements when applicable. A full TRID (TILA-RESPA Integrated Disclosure) review is also required to ensure conformity with CFPB standards and practices.

Essential Job Functions and Requirements

· Compliance analysis of mortgage loan origination for adherence to federal regulations.

· Review of loans for compliance with ECOA, Fair Lending, and Reg B/Reg C.

· Complete and interpret High-Cost testing through third party programs.

· Ensure disclosures are complete, accurate, and compliant.

· Other job duties as assigned

What you will bring (Qualifications)

Required Education & Work Experience

At least one year of experience in a mortgage related field, such as Disclosing, Processing, Compliance, Doc Prep, or Title Prep. High School diploma/GED with preference to applicants with bachelor’s degree in finance or banking.

Required Skills & Abilities

· Working knowledge of TRID, RESPA, TILA and HMDA.

· Strong attention to detail and accuracy of data entry.

· Excellent written and verbal communication skills.

· Ability to multitask and navigate several programs and applications at once.

· Expected to work independently to organize workflow and priorities.

· Must adhere to strict confidentiality and security policies to protect Non-Public Information.

What we offer

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• Competitive compensation based on skills and experience
• Extensive benefits package: Medical, dental, vision, FSA, mental health programs, Employee Assistance Program, short term disability, voluntary insurance (LTD, auto, home, life, legal, pet, identify theft), employee discounts
• Rest and relaxation: Paid holidays and generous PTO based on tenure
• Community and Philanthropy: Paid volunteer time
• Contribute to your future: 401K plan and robust continuous learning opportunities
• Work Perks Program: Access to discounts that help save money in your daily life

Is this the ideal location for you?

Adfitech is committed to offering a flexible work environment for this role. (Remote work is subject to Adfitech’s remote work policy and business needs.)

Who we are

ADFITECH, a part of the Mortgage Connect family of companies, the industry leader in mortgage quality control, offers a valuable opportunity for professionals with experience in real estate lending. Centrally located in Edmond, Oklahoma, we provide competitive salaries, along with a comprehensive benefits package. More importantly, our casual atmosphere allows our employees to strengthen their skills while being part of a company that sets the standards in quality control.

All onboarding employees will be required to complete a pre-employment background check and drug screening.

We are an Equal Opportunity employer committed to diversity in the workplace. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, age, national origin, disability, protected veteran status, gender identity or any other factor protected by applicable federal, state, or local laws. Adfitech is committed to providing access, equal opportunity, and reasonable accommodation for individuals with disabilities in employment, its services, programs, and activities. To request reasonable accommodation, contact Human Resources.