Lending Officer - Vail

General Purpose

The Lending Officer develops, implements, and supports the growth of the Bank’s lending and deposit processes. The position is responsible for the development and retention of banking relationships with Alpine Bank customers, in their assigned location. Officer level will be determined based on experience.

Essential Duties/Responsibilities

Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.

• Develop and maintain long-term lending and depository relationships with the bank's clients and business partners.
• Compiles loan packages and facilitates negotiations of loan structures with applicants, including fees, loan repayment options and other credit terms.
• Ensures loan agreements are complete and accurate according to loan policy.
• Assures timely loan closing and funding activities.
• Prospects and maintains long term relationships with clients and business partners.
• Manages their individual loan portfolio of loans to meet Alpine Bank’s strategic goals as it relates to the branch.
• Participation and involvement in activities that support the community.
• Demonstrates knowledge of the market, competition, profitability and aligns department’s work with strategic goals.
• Sells Alpine Bank products and services directly or through referrals.
• Regular and reliable on-site attendance is required as an essential function of this position.
• Performs other duties as assigned.

Supervisor Duties

• None

Employees are held accountable for all duties of this job.

Job Qualifications

Knowledge, Skills, and Ability:

• Carries out the bank's vision, mission, and values.
• Proficient in knowledge and understanding of banking industry.
• Effortlessly works in a fast-paced environment with desire for professional growth.
• Give and receives mentoring in a mature and open manner.
• Excellent oral and written communication skills.
• Self-motivated.
• Excellent interpersonal skills.
• Works as a team player, as well as team leadership.
• This position may require relocation.
• Proficient knowledge in Microsoft Office Suite and Adobe Acrobat.
• Demonstrates adaptability and change management skills.
• Strong analytical and problem-solving skills.
• Ability to organize and analyze financial information and to accurately perform complex financial calculations.

Education or Formal Training:

• A Bachelor of Arts or Bachelor of Science Degree (BA or BS) with a 3.0 grade point average (GPA) or above is required.
• A Bachelor of Arts or Bachelor of Science Degree (BA or BS) in Accounting, Finance, Business or similar is required.
• Possession of, or ability to obtain, a valid State of Colorado Drivers’ License, required.

Experience:

• Commercial banking, retail or hospitality experience preferred.
• Previous consumer and commercial lending experience preferred.
• An equivalent combination of education and experience may be substituted on a year-to-year basis.

Working Conditions

Working Environment:

This job operates in a professional office environment. This role routinely uses standard office equipment such as computers, phones, and photocopiers. Travel to conferences, meetings and branch locations on a regular basis is necessary. 

Physical Activities:

These are representative of those which must be met to successfully perform the essential functions of this job.

While performing the duties of this job, the employee is regularly required to talk or hear. This is largely a sedentary role.  Specific vision abilities required by this job include close vision, distance vision, color vision, and ability to adjust focus.  Employee also may have to lift up to 25 pounds.

Note:   This job description is not intended to be an exhaustive list of all duties, responsibilities, or qualifications associated with the job.

Starting Rate of Pay is from $65,000 to $100,000 per year, depending on experience. Actual pay and Officer level will be commensurate with experience.

For an overview of our employee benefits please visit: Alpine Bank Careers Page 

Position anticipated to close December 31, 2024, or until filled.

Salary : $65,000 - $100,000