What are the responsibilities and job description for the Personal Lines Underwriter position at Brown & Brown Insurance?
Built on meritocracy, our unique company culture rewards self-starters and those who are committed to doing what is best for our customers.
Brown & Brown is seeking a Personal Lines Underwriter to join our growing team in Walnut Creek, CA.
The Personal Lines Underwriter is responsible for quoting, binding and servicing complex property submissions with a non-admitted carrier. Personal Lines Underwriter also assist customers in determining risk placement amongst a wide variety of admitted and non-admitted products offered by our agency.
How You Will Contribute:
Use critical thinking, understanding of the market and underwriting best practices to determine individual risk acceptability, pricing, best coverage, terms and conditions within established authority and carrier guidelines.
- Provide clear communication and documentation of rationale for decisions and options.
- Review inspection reports to confirm eligibility and accuracy of risk presentation; communicate required action and present solutions as needed to maintain profitability and retention.
- Collect proper documentation and forms to maintain customer files accurately and consistently in accordance with department workflows and procedures.
- Collect and review Surplus Lines forms for accuracy and completeness.
- Building and maintaining positive agency and carrier relationships with regular communication.
- Assist customers in determining risk placement amongst a wide variety of admitted and non-admitted markets.
- Assist customers in servicing accounts; respond to inquiries in a timely and professional manner.
- Identify potential errors and omissions exposures and implement procedures which will minimize or eliminate same.
- Train team members on carrier products and procedures; serve as a resource for internal staff when addressing technical underwriting issues, keep underwriting training materials up to date and communicate changes to team
Licenses and Certifications:
- Current California State Insurance License and appropriate Non-Resident Licenses
- CPCU and/or CIC designations (preferred)
Skills & Experience to Be Successful:
3-5 years of personal lines underwriting experience
- E&S wholesale experience (preferred)
- Working knowledge of MS Office (Word, Excel, & Outlook)
- Working knowledge of carrier websites (preferred)
- Experience with Agency Management Software Systems
#LI-SD1
Pay Range
34.00 - 39.00 Hourly
The pay range provided above is made in good faith and based on our lowest and highest annual salary or hourly rate paid for the role and takes into account years of experience required, geography, and/or budget for the role.
Teammate Benefits & Total Well-Being
We go beyond standard benefits, focusing on the total well-being of our teammates, including:
- Health Benefits: Medical/Rx, Dental, Vision, Life Insurance, Disability Insurance
- Financial Benefits: ESPP; 401k; Student Loan Assistance; Tuition Reimbursement
- Mental Health & Wellness: Free Mental Health & Enhanced Advocacy Services
- Beyond Benefits: Paid Time Off, Holidays, Preferred Partner Discounts and more.
Not reflective of all benefits. Enrollment waiting periods or eligibility criteria may apply to certain benefits. Benefit details and offerings may vary for subsidiary entities or in specific geographic locations.
The Power To Be Yourself
As an Equal Opportunity Employer, we are committed to fostering an inclusive environment comprised of people from all backgrounds, with a variety of experiences and perspectives, guided by our Diversity, Inclusion & Belonging (DIB) motto, “The Power to Be Yourself”.
