Job Description

Reporting to our Chief Executive Officer (CEO), you will manage a team of 10 professionals responsible for all aspects of accounting, financial reporting, treasury, investor relations, payroll, insurance, benefits, financial planning & analysis, and mergers & acquisitions. This hands-on leadership position is a key member of our executive management team, serving as our finance and accounting subject matter expert. You will be both a strategic and tactical partner to other company leaders as we continue to grow our online (digital) and brick-and-mortar lending footprints with an innovative mix of FinTech products and services. As our Vice President of Accounting, you will have the flexibility of a hybrid work schedule, working remotely from your home office in the Dallas-Fort Worth area and on-site at our Administrative Office (HQ) in Irving (Las Colinas), TX.

Key Responsibilities

Accounting

• Ensure that effective internal controls are in place, compliance with GAAP and applicable federal, state, and local regulatory laws for financial and tax reporting
• Continually improve policies and procedures for effectiveness and efficiency
• Manage, monitor, and evolve the financial systems of the organization to support our overall strategic goals
• Manage the relationship with our external auditors, including the ongoing development and monitoring of internal controls
• Oversee the company’s tax and regulatory requirements, ensuring that all appropriate returns and documents are filed in a timely manner
• Support our overall growth strategy with negotiating, financial modeling, due diligence, and post close acquisition finance/accounting
• Other duties as assigned by our CEO

Budgets and Reporting

• Manage and improve financial models, annual budgets/forecasts, and reporting processes
• Provide accurate and timely financial recommendations, insights, and action plans to ensure we are effectively meeting the strategic operating plan and adhering to the long-term roadmap
• Generate regular monthly, quarterly, annual, and other ad hoc financial and operations reporting packages for various firm constituents both internal and external
• Lead discussions with senior management about our financial performance
• Oversee long-term budgetary planning and cost management in alignment with our strategic plan
• Establish, maintain, and monitor capital expenditure budgets
• Safeguard all company capital, resources and assets and ensure they are deployed toward their highest and best use

Analytics

• Own, develop, and continually improve a robust set of analytics, metrics, and reporting
• Make recommendations (both strategic and tactical) resulting from the assessment of financial and non-financial data
• Perform financial analysis, on both a repetitive and ad hoc basis
• Identify opportunities for improvement and cost reductions by continuously analyzing our financial operations

Treasury, Banking, and Compliance

• Ensure compliance with periodic and annual reporting to banks and monitor all banking activities
• Acquire an in-depth understand of and supervise our cash management activities (i.e., operating cash flow and banking obligations)
• Build, manage, and improve our banking and financial relationships

Acquisitions

• Lead and manage due diligence, financial modeling, and sensitivity analysis teams
• Lead discussions with target company advisors
• Lead discussions with company banks and financial advisors to properly evaluate, analyze and structure financing

Required Qualifications

• Bachelor’s degree in finance, accounting, business, or related field
• Certified Public Accountant (CPA)
• 10 years of experience in finance/accounting
• 5 years management experience
• Experienced user of Microsoft Office Suite and advanced user of Microsoft Office and Excel
• Organized, focused and able to operate in a lean environment
• Local (Dallas/Fort Worth area) candidates only – no relocation
• Must be currently authorized to work in the United States without sponsorship and not require sponsorship in the future

Preferred Qualifications

• Master’s degree in a related field or MBA
• FinTech (online/digital) lending experience
• Retail or financial services industry experience

Compensation

• Competitive six-figure annual salary

Workplace

• Flexibility of a hybrid work schedule, working remotely from your home office in the Dallas-Fort Worth area and on-site at our Administrative Office (HQ) in Irving (Las Colinas), TX
• Address: 2100 W. Walnut Hill Ln, Suite 300, Irving, TX 75038

Benefits

• Medical, dental, and vision
• Voluntary life/ AD&D
• Short-term & long-term disability
• 401K with company match
• Paid vacation, holidays, and sick time
• Paid maternity, paternity, bereavement, extended medical leave, and jury duty
• Corporate discount program on “personal cell phone accounts” with select providers
• Corporate discount program on Microsoft 365 “Home Use Program”
• Casual dress code
• On-site fitness center

About Cottonwood

Founded in 1996, Cottonwood Financial is one of the largest privately held retail consumer finance companies in the United States. With our customer-centric focus, we offer an innovative mix of financial products and services through our FinTech (online/digital) lending portal, Cashstore.com, as well as through our 230 brick-and-mortar retail locations in multiple states, under our Cash Store brand.We have a healthy balance sheet, are positioned to grow, and have been named multiple times to the Inc. 5000 list of America’s fastest-growing private companies, as well as to the Dallas 100 list of the fastest-growing private companies in North Texas. Cottonwood Financial is proud to be an equal opportunity employer.