Commercial Loan Officer

Since 2014, First Federal has been named to American Banker’s Top Community Banks list. This year, we ranked 1^st in Ohio and 19^th in the Nation for our financial performance and metrics. In order to achieve these high honors, we depend on our team of talented, ambitious people who share our passion for excellence.

 

Originally known as the Dover Building and Loan Company of Canal Dover, First Federal Community Bank has been serving Northeast Ohio since 1898. We continue to grow, opening locations in New Philadelphia, Dover, Sugarcreek, Berlin, Mt. Hope, and Uhrichsville, and opening soon in Jackson Township.

 

We truly believe banking is as much about people as it is about money. And although our dedication to old-fashioned customer service will never change, our commitment to innovation is equally strong. We are devoted to continuously updating our products and services, from giving our customers the freedom to deposit checks at home to offering free checking accounts.

 

Whether our customers are looking to open their first checking account, planning for retirement, or starting their own business, we offer modern convenience and full-service offerings from retail, commercial, residential and cash management services for business.

 

From day one, our motto has been "Investing in Our Community." This means far more than providing superior financial services. It means volunteerism, philanthropy, and leadership throughout the communities we serve.

Giving back to our communities is part of the culture for all of our employees. Fundraisers and volunteer hours have been dedicated to a long list of charitable causes, and we are excited to add the Canton and Jackson Township communities to those we serve. 

 

Are you excited to learn and grow with us? We invite you to apply now!

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Position Name: Commercial Loan Officer

FLSA Classification: Exempt

Status: Full Time

Location: Stark County, Fulton Dr. 44718

Hours: Variable: Monday through Friday; possible weekends

 

• Innovative/Problem Solver                          Results Driven
• Excellent Communicator/Active Listener  Self-motivator
• Relationship Management                           Teamwork
• Community Involvement                              Advocate

• Oversees and manages relationships with First Federal business customers
• Analyzes overall credit worthiness of applicants to determine loan repayment capabilities
• Negotiates credit terms, such as costs, loan repayment methods and collateral specifications and maintains interest rate structure to be consistent with First Federal policies and procedures
• Develops relationships with potential business customers via prospect calling and referral source development with CPAs, attorneys and insurance agents
• Evaluates potential customer loan requests and makes loan recommendations to various loan committees and/or Board of Directors
• Communicates regularly with business customers  
• Actively manages loan portfolio and collection management
• Cross-sells bank products to customers via needs analysis
• Provides assistance and recommends training for new commercial lenders
• Ideal candidate will be a resident of the community
• Maintain high visibility and actively participates in events that increase brand visibility and lead to growth
• Regularly performs joint sales calls with Financial Center Managers and Cash Management Advisors
• Maintains industry and market awareness and an understanding of the local economic trends to maximize lending results
• Builds community relationships by visible participation in service activities and business organizations. Projects a positive image of First Federal Community Bank in the local market
• Performs other duties as assigned and directed by management
• Accessible to customers when needed, even if that means after hours or on weekends

• Four-year college degree or equivalent bank industry experience and one to two years of experience in financial institution or loan office setting
• Proven track record of business development in the Stark County market
• Ideal candidate will be a resident of the community 
• Detail oriented and strong organizational skills 
• Extensive knowledge of lending services and related areas with ability to analyze financial information
• Excellent managerial, communication and sales skills
• Computer skills with detailed working knowledge of Microsoft Office software  

• Consistent Schedule: Enjoy the benefits of a fixed schedule, allowing you to plan your life without the unpredictability of rotating shifts.
• Weekends: We are only open a half day on Saturdays and always closed on Sundays, making planning personal activities a breeze!
• Holidays: You will have up to 11 paid holidays, so you can enjoy the holidays off with family and friends. 
• Paid time Off: Generous amount of paid time off available to you after 90 days of employment. We also pay you to volunteer to support non-profit organizations important to you!
• Professional Growth: We have a dedicated training department at our Dover, Ohio Headquarters committed to your development and also have opportunities for on-the-job training for skill building.
• Benefits: Medical, Dental, and Vision Insurance, * Employer Health Savings Account (HSA) Contributions*, 401k Program with Employer Match and Safe Harbor Contributions*, Group Life Insurance*, Group Disability Insurance*, Employee Assistant Program (EAP) with free access to mental health resources
• Great Place to Work Perks: Birthday recognition, Milestone anniversary recognition, Annual wellness fair, On-site fitness center in North Dover