What are the responsibilities and job description for the Senior Credit Analyst position at First Federal Savings Bank?
Senior Credit Analyst
| DEPARTMENT: | Commercial Loan Department |
| REPORTS TO: | Head of Commercial Lending |
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COMPANY CORE VALUES: SUPERVISES: |
§ Respect/Golden Rule § Commitment to Serve § Flexibility § Integrity § Have fun None |
| JOB SUMMARY: | Support the Commercial Department with expertise in financial analysis, processing, file management, and servicing. |
| MAJOR DUTIES & RESPONSIBILITIES: |
§ Underwrite and prepare credit memorandums for loan committee § Advise Head of Commercial Lending on needed financial documentation and deal structure. § Review Appraisals & Title Work for adequacy. § Analyze and prepare annual reviews. § Support other department processes, including but not limited to loan processing, document preparation, and ongoing servicing § Perform all necessary duties to maintain commercial loan files § Other duties assigned by supervisor § Analyze customer financial statements, tax returns and other documentation |
| KNOWLEDGE, SKILLS & ABILITIES: |
§ Minimum of 4 years of credit analysis required § Strong written, mathematical, analytical, and problem-solving skills § Proficient computer skills, including Microsoft Word, Excel, and Adobe § Four-year college degree |
| OTHER DUTIES: | This job description in no way should be construed as a contract for employment. These job duties may be subject to change at any time due to reasonable accommodation or other reasons. Nothing in this job description restricts management’s right to assign or reassign duties and responsibilities to this job at any time. |
| COMPANY CONFORMANCE: | In the performance of respective tasks and duties, the employee is expected to successfully perform quality work within deadlines with or without supervision, interact professionally with other employees, customers and suppliers; work effectively as a team contributor on all assignments and work independently while understanding the necessity for communicating and coordinating work efforts with other employees and organizations. |
| PHYSICAL/WORK ENVIRONMENT: | In the performance of respective tasks and duties, the employee is expected to successfully perform the essential functions of the position. Reasonable employee accommodations for physical or mental disabilities will be considered on a case-by-case basis. While performing duties, the employee is required to sit, talk, hear, lift up to 20 pounds, and may be required to work evenings and/or weekends, attend remote meetings and/or travel. |
| FAIR LENDING & BANK SECRECY ACT: |
First Federal Savings Bank is an Equal Opportunity Employer In the performance of respective tasks and duties, the employee is expected to maintain knowledge of and ensure compliance with Fair Lending, HMDA and Bank Secrecy Act regulations and all other regulatory, security and bank policies. |
On January 3rd 1966, in the back of a grocery store, First Federal Savings Bank opened our doors. Dick Belcher, CEO and founder, along with the board, envisioned a bank where friends and neighbors would feel like family. Our focus on people has allowed us to grow to be more than just a bank. We have expanded to 6 branches all over Northern Indiana and are considered to be a leading mortgage lender in Indiana.
Our mission statement says it very well: First Federal’s mission is to serve our customers with the newest, competitively priced products delivered to them with state-of-the-art technology; to provide to all First Federal Family members a favorable working environment with reasonable compensation and benefits; and to treat all customers and First Federal Family members in the manner that all would like to be treated.”
To simplify our beliefs and culture into a phrase, Dick Belcher said it best when stating, “We don’t want to be the biggest bank, just the best.”
