Credit Risk Manager

The Credit Risk Manager will collaborate with lending and finance teams to identify, monitor, and manage credit and financial risks. This includes developing repeatable processes for analyzing and reporting risk trends to senior management and the Board. The role requires creating a robust credit risk monitoring framework using key risk indicators (KRIs), metrics, and internal and external data sources. Responsibilities include preparing dashboards, stress testing loan portfolios, and advising on credit risk implications of new business strategies.

Key duties:

• Reviewing credit policies, assessing risk appetite, and maintaining alignment with regulatory requirements.
• The manager will oversee the Allowance for Loan and Lease Loss (ALLL) process and participate in committees like Loan and Asset Liability Committees (ALCO).
• Produce risk assessment reports, “white papers” on loan portfolios, and guide internal audit planning based on risk trends.

Qualifications:

• Bachelor’s degree in finance, accounting, or risk management (preferred).
• 7 years of experience in financial risk analysis, commercial lending, or credit analysis in a regulated environment.
• Expertise in risk assessment, strong analytical skills, and experience presenting to executive management and boards.