Director Underwriting

Join Liberty Dental Plan as We Shape the Future of Dental Insurance—Now Hiring a Director of Underwriting!

 

The Director of Underwriting will be responsible for overseeing the underwriting process, managing a team of underwriters, and ensuring the profitability, growth, and risk management of our dental insurance plans.

Job Summary Details
• Lead and mentor a team of underwriters, fostering a collaborative and high-performance culture.
• Provide guidance and support in complex underwriting scenarios.
• Develop and maintain, with the actuary dept, comprehensive underwriting models that account for 
known risk factors.
• Develop and implement underwriting strategies to achieve business goals and objectives.
• Collaborate with executive leadership to align underwriting practices with overall company 
strategies.
• Evaluate and analyze underwriting data to assess and mitigate risks.
• Ensure adherence to underwriting guidelines and compliance with regulatory requirements.
• Contribute to the development of new dental insurance products by providing underwriting 
expertise.
• Collaborate with product development teams to ensure competitive and profitable offerings.
• Identify and implement process improvements to enhance underwriting accuracy and efficiency.
• Stay informed about industry best practices and technology advancements to continuously 
improve underwriting processes.
• Work closely with other departments, including actuarial, claims, and sales, to ensure a holistic 
approach to insurance product management.
• Collaborate with external partners, such as reinsurers, to optimize risk management strategies.
• Ensure work from department is thoroughly peer-reviewed, accurate, replicable, and transparent.
• Perform other duties as assigned.

Qualifications

Education/Experience

• Bachelor's Degree in Finance, Accounting, Economics, Actuarial Science or related field of study.
• Minimum 10 years in health insurance underwriting, dental insurance experience highly preferred
• Minimum 4 years proven track record in leading and developing high performing teams

Specific Skills/Knowledge

• In-depth knowledge of health insurance regulations, policies, and industry trends.
• Ability to assess and analyze risks associated with health insurance policies and make informed 
decisions.
• Ability to make sound underwriting decisions, balancing risk and profitability considerations.
• Comprehensive knowledge of the health insurance industry, including market trends, competitor 
offerings, and emerging issues.
• Experience in leading and mentoring underwriting teams, fostering a collaborative and high performing work environment.
• Skill in evaluating policy data and trends to contribute to the development of competitive 
insurance products.
• Strong analytical skills with the ability to evaluate data sources, derive viability, and mine data to 
support underwriting decisions.
• Excellent skills in MS Excel modeling
• Excelled decision-making including proven track record for using data sources, interpreting data 
and drawing strategic conclusions.
• Excellent communication and interpersonal skills.
• Commitment to ethical underwriting practices and adherence to industry standards
 

Location

Our employees are distributed in office locations in multiple markets across the United States.  We are unable to hire or allow employees to work outside of the United States. 


 

What Liberty Offers

Happy, healthy employees enhance our ability to assist our members and contribute more actively to their society. That’s why Liberty offers competitive and attractive benefit packages for their employees. We strive to care for employees in positive ways that promotes wellness and productive employees.

Our first-class benefit package supports our employees and their dependents with:

• Competitive pay structure and saving options that help you reach your financial goals
• Excellent 401k retirement benefits available which includes employer match and ability to save via a Roth IRA, plus immediate vesting during Safe Harbor period and professional financial advice through Financial Engines!
• Medical insurance offered with low-cost premium for employee only coverage and Liberty subsidizes 50% of dependent coverage for eligible enrolled dependents.
• 100% employer paid dental coverage for employees and eligible dependents.
• 100% employer paid vision coverage for employee only coverage, low-cost premium for dependents!
• Company paid basic life and AD&D coverage; options to elect additional supplemental coverage.
• Long Term Disability coverage
• Expansive wellness program including companywide Get Active challenges and Burn-A-Long with option for gym discounts.
• Employee Assistance Program
• Generous vacation and sick leave with the ability to roll time over.
• 10 paid company holidays
• Birthday flex holiday
• Tuition Reimbursement
• Remote or Hybrid options for various positions
• And so much more...

Compensation

In the spirit of pay transparency, we are excited to share the base salary for this position is $167,830 - $218,179, exclusive of fringe benefits or potential bonuses.  If you are hired at LIBERTY, your final base salary compensation will be determined based on factors such as geographic location, skills, education, and/or experience.  In addition to those factors – we believe in the importance of pay equity and consider internal equity of our current team members as a part of any, final offer.  Please keep in mind that the range mentioned above is the full base salary range for the role.  Hiring at the maximum of the range would not be typical in order to allow for future & continued salary growth.

LIBERTY Dental Plan commits to maintaining a work environment that acknowledges all individuals within the workplace and will continue to engage in practices that are inclusive of all backgrounds, experiences, and perspectives. We strive to have every person within the organization have a sense of belonging while encouraging individuals to unleash their full potential. LIBERTY will leverage diverse perspectives in building high performance teams and organizational culture. 

LIBERTY Dental Plan will continue to strengthen and develop external partnerships by providing equitable health care access and improving population health in the communities we serve. 

We comply with all applicable laws and regulations on non-discrimination in employment, recruitment, promotions, and transfers, as well as work authorization and employment eligibility verification requirements.

Sponsorship and Relocation Specifications

LIBERTY Dental Plan is an Equal Opportunity Employer / VETS / Disabled.

No relocation assistance or sponsorship available at this time.

Salary : $167,830 - $218,179