ARGO Underwriting Manager

Description

JOB SUMMARY

The ARGO Underwriting Manager is responsible for the expansion of the ARGO system to include 1-4 family residential lots and small commercial loans under $200,000.00.

ESSENTIAL DUTIES

The duties listed below may not include all responsibilities that the person in this role may be asked to perform. Incumbent may be required to perform other related duties, as assigned, including cross training across other departments, as necessary.

• Analyzes financial statements and tax returns
• Reviews applications being submitted for approval or denial
• Monitors the override reports for proper documentation
• Reviews the ARGO system for validity and reliability and provides management will recommendations to improve the credit worthiness of the system
• Manages the hiring, daily activities, coaching, evaluating and counseling of reporting staff
• Participates in job specific training and other various Bank training programs, as necessary
• Maintains current knowledge of internal risk controls and loss prevention, including reporting of suspicious or unusual customer activity per Bank policy, and ensures adherence by the respective department personnel
• Maintains current knowledge and complies with all federal and state laws and regulations and all established Bank policies and procedures, including internal audit controls related to department operations, and ensures adherence by the respective department personnel
• Maintains current knowledge of all rules, regulations, and laws as they apply to BSA/OFAC/USA Patriot Act/CIP/AML, and ensures adherence by the respective department personnel

Qualifications

QUALIFICATIONS

These specifications are general guidelines based on the minimum experience normally considered essential to the satisfactory performance of this position. The requirements listed below are representative of the knowledge, skill and/or ability required to perform the position in a satisfactory manner. Individual abilities may result in some deviation from these guidelines.

• Bachelor’s degree in business, finance, accounting or a related discipline and at least five years of previous experience in analyzing financial statements and experience with ARGO systems at a financial institution
• Credit analysis training or sufficient knowledge of credit analysis methods and techniques
• Prior experience as a Credit Analyst or ARGO System Specialist is preferred
• Attention to detail and the ability to work in a fast-paced environment with frequent interruptions
• Ability to sit in front of a computer for lengthy periods of time, which may cause visual strain
• Strong interpersonal, communication and organizational skills for maintaining effective relationships with employees, customers and prospective customers, directors and shareholders
• Bilingual in English and Spanish

ORGANIZATION

• This position reports to the Chief Credit Officer
• This position oversees the ARGO System Specialist

TRAINING REQUIREMENTS

All employees are required to attend scheduled mandatory trainings and complete online regulatory compliance training courses applicable to their specific job function. In all situations, employees must ensure that their actions fully comply with all federal banking laws and regulations, including internal bank policies and procedures. Failure to adhere to these requirements will be grounds for disciplinary action, including probation and possible termination

COMMUNITY INVOLVEMENT

Lone Star National Bank’s Mission Statement includes a commitment to helping our communities grow by serving them with pride and integrity.  All employees are encouraged to volunteer for bank sponsored activities, civic, charitable and community events and to be active in the communities we serve.

ATTENDANCE

Punctuality and regular attendance should be regarded as essential functions of any position at Lone Star National Bank.

Among other things, "good attendance habits" mean the following:

• Be at your work station ready for work by the start of each workday
• Remain at your work station, unless the needs of the job require being elsewhere, except during authorized breaks (including restroom breaks)
• Take only the time normally allowed for breaks
• Call in and notify your supervisor or another member of management if you are going to be either absent or tardy
• Alternate work arrangements such as telecommuting or working from home are not permitted by Lone Star National Bank

LSNB is an Equal Opportunity/Affirmative Action Employer and does not discriminate in the recruitment, hiring, and conditions of employment on the basis of race, color, religion, national origin, sex (including pregnancy), sexual orientation, gender identity, marital status, disability, age, veteran status, or any other status as protected by applicable laws.

Management reserves the right to change this position description at any time according to business needs.

Salary : $200,000