What are the responsibilities and job description for the Commercial Loan Officer position at Milton Savings Bank?
Job Summary
Milton Savings Bank is a growing community bank with locations in Milton and Lewisburg, PA. We are currently seeking a Commercial Loan Officer who will take a leadership role in developing and managing our organic commercial loan portfolio and commercial deposits and services.
The candidate will seek new relationships with our retail base, through calls, visits, networking, and marketing and will also assist with achieving bank-wide commercial lending goals.
The appropriate candidate must be reliable, able to work independently, work well with others, and have a commitment to professional growth.
Primary Duties & Responsibilities
· Build trusted, competent, and confident relationships with clients through engagement and understand their needs in order to provide the appropriate products and solutions.
· Develop new Business Relationships through various methods and networks, to grow the loan portfolio and achieve bank-wide loan goals.
· Assist the commercial lending department with maintaining compliance with all commercial and bank policies, compliance laws, and regulations.
· Assist in gathering/preparing documents for audits/exams, as well as making corrections to processes when required.
· Work with the Chief Credit Officer to ensure proper and consistent underwriting and documentation of commercial credit.
· Assist with collections and commercial work-out loan situations when needed.
· Will be a member of the Management Loan Committee and will assist in evaluating and approving commercial credits of other lenders and presenting new loans to same.
· Assist with selling commercial checking and business services.
Education & Experience
· Bachelor’s degree preferred or equivalent experience is preferrable.
· Minimum 3 – 5 years’ experience in credit analysis and/or commercial lending
· Goal oriented individual with strong interpersonal and communication skills.
Job Type: Full-time
Benefits:
- 401(k) matching
- Dental insurance
- Health insurance
- Paid time off
Compensation Package:
- Bonus opportunities
Schedule:
- Monday to Friday
Experience:
- Lending: 3 years (Required)
Ability to Relocate:
- Lewisburg, PA 17837: Relocate before starting work (Required)
Work Location: In person