Loan Officer - Neighbors Bank

We are seeking highly competitive individuals, skilled problem solvers and talented communicators to play an essential role in growing our innovative bank. You will serve as the cornerstone of the home loan process for those that come to Neighbors Bank to realize their dream of homeownership.
We are currently hiring in the following states: AZ, AR, FL, ID, IA, KS, KY, MS, MO, OK, SC, TX, UT, VA
Since we are innovating the way lending is done, we are seeking individuals that DO NOT have previous Loan Officer experience for this fully remote position.
This position pays an annual base of $60,000 in addition to uncapped performance-based bonuses, offering the opportunity to determine your own earnings potential. We estimate that top performers in this role have a total annual income potential of between $70,000-100,000, taking into account base pay, commissions, deductions, and bonuses. Of course, pay will vary and may be above or below the potential range based on various factors, such as experience and performance. Neighbors Bank provides a variety of benefits to employees, including health and dental coverage, an employee wellness program, 401(k) matching, paid time off and paid holidays.
Top performers will earn significant bonuses, which is why the acceptance rate is less than 5% of those that apply. All top performing Loan Officers embody one word: “Competitive.” If this describes you too, then this role could be the perfect fit.
As a loan officer you will learn the ins and outs of a variety of loan products and play a vital role in fulfilling Neighbors Bank’s mission of Enhancing Lives. Clients will rely on you to weigh financing options, issue pre-approval letters, and serve as the main point of contact to both them and their real estate agent through the closing/funding of their loan.
Job duties will vary upon assignment but may include:

• Educate borrowers on the loan process and assist them in identifying appropriate financing options.

• Interview borrowers to obtain and/or verify information and documentation.

• Analyze borrowers’ credit, income and assets for prequalification or denial of loan applications.

• Process borrower credit information through online approval system.

• Structuring loans and issuing pre-approvals for borrowers (including interest rates and fees) by calculating income and reviewing asset statements.

• Securing proper documentation and managing the loan process through the closing of a loan.

• Informing borrowers about future loan documentation requirements and requests, including borrowers' income and asset information.

• Regular follow up with borrowers and their realtors to facilitate various stages of the loan process.

• Performing other duties as assigned.

The People and the Culture are Neighbors Bank’s greatest strengths, which is why finding incredible people that are a good culture fit is so important. Individuals that 1) can be passionate about their job and have fun doing it, 2) will deliver results with integrity, and 3) enjoy finding ways to enhance the lives of others every day will contribute to bolstering this strength.
Do these qualities sound like you?

• Thrive in remote working environment.

• Flexible, and highly adaptable to change

• Passionate inside and outside of the workday.

• Unmatched work ethic.

• High attention to detail.

• Excel in a fast-paced, results-oriented environment.

• Thrive in a highly cooperative work setting.

• Exemplary customer service skills with previous experience.

• Strong communication skills (written and verbal).

• NMLS licensed or become licensed upon employment.

Please note: Neighbors Bank has enlisted the help of Veterans United Home Loans for certain aspects of the recruitment process, but this is a Neighbors Bank position and the position will not be associated with Veterans United Home Loans.
Neighbors Bank is proud to be Equal Opportunity Employer committed to creating a diverse and inclusive workforce. We consider all qualified applicants without regard to race, religion, color, sex, national origin, age, sexual orientation, gender identity, disability, veteran status, or other legally protected classifications.

Job Type: Full-time

Pay: $70,000.00 - $100,000.00 per year

Benefits:

• 401(k)
• Dental insurance
• Health insurance
• Paid time off

Supplemental pay types:

• Bonus pay

Work Location: Remote

Salary : $60,000