What are the responsibilities and job description for the Credit Research Analyst II position at Reinsurance Group of America, Incorporated?
You desire impactful work.
You’re RGA ready
RGA is a purpose-driven organization working to solve today’s challenges through innovation and collaboration. A Fortune 500 Company and listed among its World’s Most Admired Companies, we’re the only global reinsurance company to focus primarily on life- and health-related solutions. Join our multinational team of intelligent, motivated, and collaborative people, and help us make financial protection accessible to all.
A Brief Overview
Conduct fundamental and relative value analysis on an independent basis with full investment decision-making responsibility for individual credits within assigned industries. At a professional level, present in written and oral form a thesis that supports all investment conclusions while appropriately considering RGA's risk and return parameters. One should be able to demonstrate a high level of sophistication in navigating the capital markets, with robust theses on all investment idea recommendations.
What You Will Do
- Responsible for conducting fundamental and relative value analysis on individual credits within assigned industries at an advanced level. Produce high quality substantive reports that are clear and concise and establish the strengths and challenges to a credit. Conclusions must demonstrate a broad and progressive approach to analysis and also a level of proactivity in idea generation that demonstrates a progressively higher level of expertise.
- Demonstrate a solid understanding of RGA’s risk tolerance through the recommendation of investment ideas that reflect risk-reward parameters appropriate to RGA’s balance sheet.
- Demonstrate resourcefulness and creativity in the sourcing and synthesizing of data pertaining to all assigned credits and industries. The data must include but is not limited to earnings reports, industry data, interpretation of rating agency considerations and the identification of potential event risks.
- Develop productive relationships with company management, rating agency analysts and sell side analysts. Independently generate lines of inquiry and points of discussion that demonstrate an understanding of the fundamental issues facing a credit or an industry.
- Maintain current knowledge of capital markets, investment practices, trends and applications. Initiate improvements to the credit monitoring process.
- Participate in gathering, manipulating and incorporating data in support of projects as needed.
Qualifications
- MBA graduate and 5 years relevant work experience OR Bachelor’s Degree in Arts/Sciences (BA/BS) in economics/finance related field with 7 year relevant work experience
- CFA or significant progress towards
- Advanced analytic skills that can be applied to quantitative and qualitative data capacity to absorb and apply information in an efficient and accurate manner. Knowledge of accounting and quantitative analysis
- Intermediate verbal and written skills to be able to clearly and concisely communicate research and ideas negotiating and persuasion skills
- Experience with spreadsheet, word processing and presentation software. in the optimal use of provided data resources which would include Bloomberg and Blackrock
- Ability to focus in an open environment, quickly adapt to new methods, work under tight deadlines and stressful conditions, set goals and handle multiple tasks, clients, and projects simultaneously; appropriately balance priorities, deadlines, and deliverables work well within a team environment and participate in department/team projects provide customer service in a satisfactory manner translate business needs and problems into viable/accepted solutions
- Keen attention to detail
- High level of creativity, accountability and resourcefulness
- Interpersonal skills
- Enthusiastic and can-do attitude
- Responsive to feedback and keen to help others develop their understanding of less familiar areas of the credit markets required
- Creative approach to process improvement and generating new ideas
What you can expect from RGA
- Gain valuable knowledge from and experience with diverse, caring colleagues around the world.
- Enjoy a respectful, welcoming environment that fosters individuality and encourages pioneering thought.
- Join the bright and creative minds of RGA, and experience vast, endless career potential.
Compensation Range
$120,375.00 - $179,365.00 Annual
Base pay varies depending on job-related knowledge, skills, experience and market location. In addition, RGA provides an annual bonus plan that includes all roles and some positions are eligible for participation in our long-term equity incentive plan. RGA also maintains a full range of health, retirement, and other employee benefits.
RGA is an equal opportunity employer. Qualified applicants will be considered without regard to race, color, age, gender identity or expression, sex, disability, veteran status, religion, national origin, or any other characteristic protected by applicable equal employment opportunity laws.
Salary : $120,375 - $179,365