BSA Case Analyst I

Overview

The BSA Case Analyst I will assist the BSA Manager in maintaining a Bank Secrecy/Anti-Money Laundering Compliance program designed to ensure that the bank achieves optimum compliance with all laws and regulations. The BSA Case Analyst I will analyze and monitor the BSA risks associated with the bank’s products, services, customers and geographic locations and assist the BSA Department in maintaining the systems and data required to support the bank’s Secrecy/Anti-Money Laundering Compliance program.

Location listed is preferred office location but other locations and working remotely within the Renasant footprint may be considered based upon convenience and business necessity.

RENASANT BANK IS AN EQUAL OPPORTUNITY EMPLOYER

Responsibilities

• Perform enhanced review and analysis of potential suspects detected by BSA Analyst I’s in each Patriot Officer batch and make the final determination as to whether a Suspicious Activity Report (SAR) should be filed
• Ability to use and understand information gathered from E-vision checks, IBS Insight, IBS reports, and Patriot Officer
• Ability to analyze a customer’s account activity and relationships and make a final determination whether the activity might require the filing of a Suspicious Activity Report
• Create a Word narrative that explains the suspicious activity that is accurate, logical, and explains the decision to file a SAR
• Create an Excel spreadsheet that contains the relevant transactions to be submitted with the SAR
• Ability to complete the SAR document accurately and to file the SAR within regulatory guidelines
• Compile documentation and prepare separate worksheet which will explain the decision to recommend an enhanced review of the potential suspect’s activity
• Compile documentation within Patriot Officer of decision not to recommend an enhanced review of the potential suspect’s activity
• Perform other related duties as assigned

Qualifications

• High school diploma or equivalent
• Minimum of 1 year of job related experience
• Proficient in Microsoft Office suite of products including Outlook, Word and Excel
• Experience with Patriot Officer software is preferred
• Knowledge and understanding of BSA/AML, OFAC, and the USA PATRIOT Act
• Ability to communicate well verbally and in writing
• Ability to think logically and analytically to analyze and solve problems
• Ability to work equally well with senior management and staff personnel
• Exercise mature judgement with a high degree of integrity and professionalism
• Ability to maintain confidentiality about all information
• Ability to work with minimal supervision at a proficient and productive rate
• Flexibility and adaptability concerning hours and job duties
• Ability to travel on a limited basis including overnight travel. This may include use of the employee’s personal vehicle

Physical Demands

The physical demands described are representative of those that must be met by an employee to successfully perform the essential functions of this job. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. While performing the duties of this job, the employee is frequently required to stand or sit; kneel, stoop, or squat; use hands or fingers to handle or feel objects, tools or controls; reach with hands and arms, and talk or hear. The employee is occasionally required to walk. The employee must occasionally lift and /or move up to 25 pounds. Specific vision abilities required by this job include close vision, peripheral vision, depth perception and the ability to focus.

Work Environment 

The Bank’s professional working environment requires employees to communicate effectively, both verbally and in writing. Employees must demonstrate strong interpersonal skills when working closely with internal business partners and external clients. Employees may be exposed to confidential and propriety information within the working environment, therefore, must uphold confidentiality at all times. Due to the possibility of being exposed to high risk situations (i.e. robbery), detailed instructions and procedures are required to be followed at all times to safeguard the Bank’s employees, customers, and assets.

The above is intended to describe the general content of and requirements for the performance of this job. It is not to be construed as an exhaustive statement of duties, responsibilities, or requirements. The principal duties and responsibilities enumerated are all essential job functions except for those that begin with the word “May”.

This job description is intended to describe the normal level of work required by the person performing the work. The principle duties outlined are the essential responsibilities and duties.  Other duties may be assigned as needs arise.

This description is not intended as a contract and is subject to change. Any written contractual agreements supersede this job description. All requirements may be modified to accommodate physically or mentally challenged staff members reasonably.