What are the responsibilities and job description for the SAFCO ASSIST UNDERWRITER position at Southern Auto Finance Company, LLC?
Position Summary
The SAFCO Assist Underwriter plays a critical role in expediting the funding process by reviewing and verifying loan documents submitted by dealerships prior to contract receipt. This position aims to enhance the funding experience for dealer partners by ensuring efficiency and accuracy. Success in this role requires strong communication, problem-solving abilities, and exceptional customer service skills.
Key Responsibilities
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Loan Document Review & Verification:
- Analyze, review, and decision application stipulations before contract receipt.
- Conduct necessary verifications on application stipulations to ensure compliance and accuracy.
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Credit Analysis & Structuring:
- Interpret and evaluate applicants’ credit bureau reports.
- Structure loan applications in accordance with SAFCO’s policies and procedures.
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Dealer & Partner Support:
- Communicate daily with dealer partners, Relationship Managers, and customers to address inquiries and concerns.
- Collaborate with dealer partners to reassess and revisit loan applications when necessary.
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Operational Efficiency:
- Utilize the loan origination system (los) for real-time updates on application statuses.
- Maintain a high level of productivity in a fast-paced environment while effectively managing multiple tasks.
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Policy & Procedure Adherence:
- Demonstrate a thorough understanding of SAFCO’s credit and funding policies and procedures.
- Work scheduled hours, including shifts that may include weekends, holidays, and evenings, as needed.
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Communication & Teamwork:
- Write clear correspondence or response letters to dealers and customers.
- Speak confidently with individuals to gather information, probe for details, and respond effectively to questions.
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Other Responsibilities:
- Perform additional tasks and projects as assigned by the SAFCO Assist Manager.
Required Skills & Qualifications
- Communication Skills:
- Strong written and verbal communication.
- Ability to articulate ideas clearly and interact professionally with stakeholders.
- Technical Proficiency:
- Intermediate skills in MS Office, credit reporting systems, SalesForce, and loan decision software.
- Language Skills:
- Bilingual proficiency is preferred.
- Adaptability:
- Ability to function effectively within a fast-paced, high-quality work environment.
Additional Information
- This position does not include budgetary responsibilities.
- Operates as part of a team under the direction of the SAFCO Assist Manager.
The SAFCO Assist Underwriter is integral to ensuring a seamless funding process and fostering strong partnerships with dealership partners through efficient decision-making and exceptional service.