What are the responsibilities and job description for the Loan Officer to Start January 2025 position at Texoma Educators Federal Credit Union?
Overview
We are seeking a dedicated and detail-oriented Loan Officer to join our dynamic team. The ideal candidate will be responsible for guiding clients through the loan application process, assessing their financial needs, and providing tailored loan solutions. Responsible for receiving, reviewing, and processing applications for consumer, home improvement, credit card, and overdraft account loans. Meets with applicants to explain credit policies and to obtain additional loan information/documentation. Assembles and evaluates loan applications and approves those that meet initial lending criteria and are within approved lending limits. Ensures that members and prospective members are promptly and professionally served. Provides general Credit Union information and cross-sells services.
Qualifications
- Proven experience as a Loan Officer or in a similar role within the banking industry.
- Strong understanding of basic math principles related to finance and loans.
- Excellent negotiation skills with the ability to communicate effectively with clients.
- Proficiency in credit analysis techniques to evaluate borrower qualifications.
- Ability to work independently as well as collaboratively within a team environment.
- Strong attention to detail and organizational skills.
If you are passionate about helping individuals achieve their financial goals through effective lending solutions, we encourage you to apply for this exciting opportunity as a Loan Officer.
Job Type: Full-time
Pay: From $50,000.00 per year
Benefits:
- 401(k) 8% Match
- Dental insurance
- Health insurance
- Life insurance
- Paid time off
Work Location: In person
Salary : $50,000