What are the responsibilities and job description for the Commercial Surety Underwriter (MST/PST) position at The Hartford?
Underwriter - UW08DB
We’re determined to make a difference and are proud to be an insurance company that goes well beyond coverages and policies. Working here means having every opportunity to achieve your goals – and to help others accomplish theirs, too. Join our team as we help shape the future.
We’re in the business of helping people achieve amazing things by protecting the things that matter most. And you can help us when you join our team of underwriters. They’re at the center of everything we do – and by joining us, you’ll be on a team known throughout the industry for providing our customers with just the right amount of coverage they need to pursue their unique interests.
Your underwriting career here means collaboration, inclusivity, innovative thinking and so much more. Here, doing things the way they’ve always been done isn’t a part of the job. Here, you’ll be putting your creative insights to work with other underwriters and leaders, having a seat at the table with key decision makers. And you’ll have any number of opportunities for your career to grow in whatever direction you choose.
As a Commercial Surety Underwriter at The Hartford, you will build a diverse skill set from working with a broad variety of clients, industries, and obligations. You’ll be challenged to perform a comprehensive evaluation of a client, which will potentially include their character, experience, competencies, credit history, financial wherewithal, and financial performance. Some of your daily activities will place high demands on your critical thinking skills, based on the number of variables involved in each underwriting circumstance and based on the highly subjective nature of risk analysis. Since the terms and conditions of most surety bonds are established by the government and have standardized language, your ability to develop productive relationships will be crucial in selling a commoditized product and delivering The Hartford’s distinct value proposition.
You will be part of an entrepreneurial atmosphere, where you will be empowered and encouraged to make independent decisions within the framework of The Hartford’s underwriting appetite and incentivized for the results of your territory. Our business model affords you the peace of mind of work-life balance, with dependable backup from your fellow underwriters and responsibilities that can typically be fulfilled within a standard eight-hour business day. Our culture allows for a safe environment for you to voice your ideas and make meaningful contributions to appetite, strategy, and operations.
We’ll Be a Good Match if You Have:
Compensation
The listed annualized base pay range is primarily based on analysis of similar positions in the external market. Actual base pay could vary and may be above or below the listed range based on factors including but not limited to performance, proficiency and demonstration of competencies required for the role. The base pay is just one component of The Hartford’s total compensation package for employees. Other rewards may include short-term or annual bonuses, long-term incentives, and on-the-spot recognition. The annualized base pay range for this role is:
$68,000 - $102,000
Equal Opportunity Employer/Females/Minorities/Veterans/Disability/Sexual Orientation/Gender Identity or Expression/Religion/Age
About Us | Culture & Employee Insights | Diversity, Equity and Inclusion | Benefits
We’re determined to make a difference and are proud to be an insurance company that goes well beyond coverages and policies. Working here means having every opportunity to achieve your goals – and to help others accomplish theirs, too. Join our team as we help shape the future.
We’re in the business of helping people achieve amazing things by protecting the things that matter most. And you can help us when you join our team of underwriters. They’re at the center of everything we do – and by joining us, you’ll be on a team known throughout the industry for providing our customers with just the right amount of coverage they need to pursue their unique interests.
Your underwriting career here means collaboration, inclusivity, innovative thinking and so much more. Here, doing things the way they’ve always been done isn’t a part of the job. Here, you’ll be putting your creative insights to work with other underwriters and leaders, having a seat at the table with key decision makers. And you’ll have any number of opportunities for your career to grow in whatever direction you choose.
As a Commercial Surety Underwriter at The Hartford, you will build a diverse skill set from working with a broad variety of clients, industries, and obligations. You’ll be challenged to perform a comprehensive evaluation of a client, which will potentially include their character, experience, competencies, credit history, financial wherewithal, and financial performance. Some of your daily activities will place high demands on your critical thinking skills, based on the number of variables involved in each underwriting circumstance and based on the highly subjective nature of risk analysis. Since the terms and conditions of most surety bonds are established by the government and have standardized language, your ability to develop productive relationships will be crucial in selling a commoditized product and delivering The Hartford’s distinct value proposition.
You will be part of an entrepreneurial atmosphere, where you will be empowered and encouraged to make independent decisions within the framework of The Hartford’s underwriting appetite and incentivized for the results of your territory. Our business model affords you the peace of mind of work-life balance, with dependable backup from your fellow underwriters and responsibilities that can typically be fulfilled within a standard eight-hour business day. Our culture allows for a safe environment for you to voice your ideas and make meaningful contributions to appetite, strategy, and operations.
We’ll Be a Good Match if You Have:
- A customer-first mindset, putting our customers at the center of everything you do.
- A passion for making decisions through both analyzing data and employing critical thinking skills.
- A team spirit and desire to work collaboratively.
- A financial mindset to help make the best decisions.
- Ability to own our work and following through on commitments.
- Ability to decipher and execute within a fluid and changing business environment.
- An understanding of how to build relationships and trust among diverse groups.
- The ability to advance their careers into technical OR leadership positions.
- Bachelor’s Degree strongly preferred, or equivalent combination of education, training and experience
- Insurance or surety industry experience preferred
- Demonstrated success in developing and maintaining solid relationships with all internal and external business partners
- Excellent communication, interpersonal and presentation skills
- An ability to think analytically about business problems, make recommendations and propose solutions
- High energy self-starter, who is resilient and has an entrepreneurial spirit
- Demonstration of solid time, organizational, and desk management skills
- Goal-oriented and delivers outcomes
- Ability to challenge the status quo and compete to win
- Superior technical knowledge and sound decision-making and analytical skills
Compensation
The listed annualized base pay range is primarily based on analysis of similar positions in the external market. Actual base pay could vary and may be above or below the listed range based on factors including but not limited to performance, proficiency and demonstration of competencies required for the role. The base pay is just one component of The Hartford’s total compensation package for employees. Other rewards may include short-term or annual bonuses, long-term incentives, and on-the-spot recognition. The annualized base pay range for this role is:
$68,000 - $102,000
Equal Opportunity Employer/Females/Minorities/Veterans/Disability/Sexual Orientation/Gender Identity or Expression/Religion/Age
About Us | Culture & Employee Insights | Diversity, Equity and Inclusion | Benefits
Salary : $68,000 - $102,000
