Commercial Loans Manager - Bradenton, FL

Job Title: Commercial Loans Manager

Reports to: Vice President of Commercial Loans

FLSA Status: Exempt

Salary Grade: EX02

Supervisory Responsibility: Yes

Summary

We are seeking an exceptional Commercial Loans Manager to work as part of our commercial lending team to foster exceptional customer service and to originate quality commercial loans. This pivotal role is crafted for a proven leader with a passion for advancing financial solutions for our clients. As part of our commercial team, you will assist in implementing the growth of our commercial loan portfolio while ensuring compliance with regulatory standards and our institution’s loan policies.

ESSENTIAL DUTIES AND RESPONSIBILITIES include the following. Other duties may be assigned by supervisor and/or Trustco Bank’s Board of Directors.

• Lead with Expertise : Utilize your previous banking experience to guide clients through the commercial lending process, ensuring their needs are met with precision and care.
• Craft Compelling Proposals : Showcase your writing skills by preparing accurate loan proposals and documentation that resonate with potential clients and stakeholders.
• Communicate with Confidence : Use your well-spoken demeanor to present and explain financial solutions, empowering clients to make informed decisions.
• Build Relationships : Foster strong, personable connections with clients, understanding their unique needs and providing tailored lending solutions.
• Manage Time Effectively : Demonstrate exceptional time management skills to prioritize tasks, ensuring that all client inquiries and loan applications are handled promptly and efficiently.
• Juggle Multiple Tasks : Exhibit your ability to multi-task in a dynamic environment, ensuring that every aspect of the lending process is executed flawlessly.
• Stay Organized : Maintain meticulous records and documentation, ensuring the highest level of organization within the loan management process.
  
  

Required Education/Experience

• Bachelor’s degree in finance, Business Administration, or a related field preferred.
• Excellent verbal and written communication skills.
• Proven banking experience, particularly in commercial lending or related fields, credit analysis, or banking management.
• Exceptional analytical and financial assessment skills, with a keen understanding of credit risk and financial statements.
• Excellent communication and interpersonal skills, capable of building relationships with clients, stakeholders, and team members.
• Demonstrated ability to work independently and as part of a team.
  
  

Preferred Education/Experience

A bachelor’s degree in a business-related field

Position Type/Expected Hours

This is a full-time position. Office hours Monday – Friday 8:30am – 5:00pm. Evening and weekend work may be required as job duties demand.

Travel

Travel using personal vehicle, occasional overnight travel. Valid driver’s license required.

Language Skills

Must be able to speak, read, write, and understand the primary language(s) used in the workplace; bilingual skills a plus. Ability to read, analyze, and interpret general business information, including but not limited to company policies and procedures. Ability to effectively present information and respond to questions from groups of managers and customers.

Physical Demands

The physical demands described here are representative of those that must be met by an employee to successfully perform the essential functions of this job. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.

• This is largely sedentary role, requiring use of typical office equipment such as a computer, laptop and phone.
• Ability to communicate both in person and/or by telephone.
  
  

Work Environment

The work environment characteristics described here are representative of those an employee encounters while performing the essential functions of this job. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.

While performing the duties of this job, the employee is frequently exposed to outside conditions. The employee is occasionally exposed to a variety of extreme working conditions, such as construction sites. The noise level in the work environment or at certain sites can be loud.

Other Duties

Please note this job description is not designed to cover or contain a comprehensive listing of all activities, duties or responsibilities that are required of the employee for this job. Duties, responsibilities and activities may change at any time with or without notice

Affirmative Action Plan/Equal Employment Opportunity Statement

Trustco Bank is an equal opportunity/affirmative action employer. It is the policy of Trustco Bank to take affirmative action in affording equal employment opportunities to all qualified persons without regard to race, color, religion, sex, national origin, age, marital status, genetic information, disability or protected veteran status.

This Includes, But Is Not Limited To, The Following

Hiring, placement, upgrading, transfer, demotion or promotion.

Recruitment, advertising or solicitation for employment.

Treatment during employment.

Rates Of Pay Or Other Forms Of Compensation.

Selection for training, including apprenticeship.

Layoff or termination.

It is the policy of Trustco Bank to cooperate to the fullest extent with the applicable regulations of the Civil Rights Act and any legislation on Equal Employment Opportunity.

EEO Statement: We are an equal employment opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, disability status, protected veteran status or any other characteristic protected by law.