Senior Credit Risk Analyst (m/f/d) Wholesale Model Development

HSBC Germany is a part of the HSBC Group, one of the world's leading commercial banks.

At HSBC, our purpose is opening up a world of opportunity. When you join our team, you can be part of something bigger. We are committed to removing barriers and ensuring careers at HSBC are inclusive and accessible. We connect you with colleagues from around the world and enable you to play an active role in shaping the future.

We are looking for employees with personality! Characters who stand up for our common goals and support one another, while at the same time finding convincing solutions for our customers. If you want to combine seemingly incompatible things at your next employer, we warmly welcome you to HSBC.

Being part of HSBC in Düssledorf, you can help evolve and grow our business as an Senior Credit Risk Analyst (m/f/d)

.Will you be able to use your programming skills to optimize our wholesale risk models in Europe? Do you know the regulatory requirements in the finance sector? Do you enjoy working in an international team across Europe? If you answered yes to all of these questions, we want to hear from you

!
Your responsibilitie

• s:
  Further development of credit risk models, particularly regulatory (IRB) and economic models (IFRS9) for calculating risk indicators (PD / EAD / LGD / E
• CL)Further development of processes related to credit risk models and the implementation of the models u
• sedMonitoring and statistical backtesting of credit risk mod
• elsCoordination with the global modeling team of the HSBC Group regarding model changes as well as methodological and regulatory iss
• uesContact person for both users and supervisors and auditors for the models for which responsibility is gi

ven
Your prof

• ile:
  Successfully completed quantitative university degree or doctorate in mathematics, economics, computer science, physics or comparable quantitative d
• egreeSolid knowledge of econometrics or stati
• sticsSeveral years of professional experience in the development of credit risk m
• odelsProgramming skills in Python, SQL, SAS and a high level of motivation to develop these fu
• rtherExcellent analytical skills and a quick grasp of t
• hingsIndependent, structured and results-oriented way of wo
• rkingVery good knowledge of En

glish
Even if you feel you do not meet 100% of our qualifications, we encourage you to apply, if you believe this role is right fo

r you.
What you’ll get in

return:
Not only is HSBC a great place to work, but we also offer the following unique and exciting opportunities and b

• enefits:
  Work-life balance: We offer flexible working models such as flextime, home office and part-time
• options.Family friendliness: You find it hard to reconcile your family and your career? Not with us! Among others, we offer (comprehensive/ wide-ranging) child care options in our company nursery
• schools.Development: At HSBC we never stand still. Thanks to HSBC My Career and HSBC University, we offer you the opportunity for continuous (personal) development and to acquire future skills. This includes helpful tools for individual career
• planning.Perks and Financial Security: Our company ticket, a company bike, a subsidized canteen, IT Leasing options or discounts from our ‘Corporate Benefits’ programme – will help you save money! Every employee will receive an employer-funded pension and an insurance to support you in case of an accident. You can enjoy 30 days of vacation as well as additional holidays (Christmas and New Y
• ears Eve)Health: We offer a comprehensive range of health-related services such as medical check-ups, Sabbaticals, a lifetime working time account, a family service, joint sports groups or Mindfulness Sessions. Take y
• our pick!Internationality: You’ll have opportunities to work internationally - this can be your place to start and branch out to anywhere we have
• offices.Connecting with colleagues: You’ll be able to join our Employee Resource Groups that bring together colleagues with shared characteristics and common i

nterests.
HSBC has been certified “Top Employer 2024” in Europe. This recognition from the Top Employers Institute rewards our HR practices and recognises HSBC as an HR Leader in France, Germany, Italy, Luxembourg, Poland

and Spain.
Being open to different points of view is important for our business and the communities we serve. At HSBC, we’re dedicated to creating diverse and inclusive workplaces - no matter their gender, ethnicity, disability, religion, sexual orientation, or age. We are committed to removing barriers and ensuring careers at HSBC are inclusive and accessible for everyone to be at

their best.
If you have a need that requires accommodations or changes during the recruitment process, please

let us know.
Personal data held by the Bank relating to employment applications will be used in accordance with our Privacy Statement, which is available on

our website.
For further information on building your career at HSBC, please visit: www.hs