Mortgage Loan Officer - 3 years exp req.

Position Description: The Mortgage Loan Officer is responsible for understanding customer needs and recommending the appropriate loans. Additionally, accountable for understanding Bank lending policy requirements and secondary market guidelines.

Position Summary: This position is responsible for maximizing Bank profitability through appropriate pricing of new loan originations while minimizing risk to the Bank. The Mortgage Loan Officer represents the Bank in the local community through active involvement and participates in marketing all the Bank’s accounts and services.

Duties/Responsibilities

· Establishes and follows a proactive business development plan to secure new customers for the Bank.

· Develops new business through various means including personal and professional contacts, delivering seminars, direct mail, telemarketing, social media, and other special marketing campaigns.

· Develop and maintain relationships with realtors, builders, financial advisors and other centers of influence.

· Provides a high level of customer service and responds to all inquiries in a professional and timely manner.

· Analyzes financial information and ensures all proper information is collected to support loan requests.

· Services existing customer base by following up on maturing and delinquent loans to renew or collect outstanding balances.

· Represents the Bank at civic and community-oriented activities for personal and business development.

· Builds and maintains positive relations with all customers, potential customers, and co-workers.

· Stays abreast of developing trends in the industry and remains knowledgeable of changing guidelines, regulations, and Bank policies.

· Perform other duties, as assigned.

· Follows all 1st State Bank policies, procedures, compliance, and security practices.

Required Skills/Abilities

— Strong credit, analytical, sales and business development skills.

— Strong alignment with Bank’s core values including commitment, respect, empathy, accountability, trust, and engagement.

— Excellent verbal and communications skills.

— Must be self-motivated and can meet established goals.

— Must possess a thorough understanding of secondary market guidelines.

— Must possess proficient computer skills.

Qualifications

· Bachelor’s degree in business or finance (desired)

· Minimum of three years of experience in mortgage lending.

· Must be able to be registered as a Mortgage Loan Originator under the S.A.F.E. Act of 2008 requirements.

· High School Diploma or GED (required)

Job Type: Full-time

Benefits:

• 401(k)
• Dental insurance
• Health insurance
• Health savings account
• Paid time off
• Vision insurance

Schedule:

• 8 hour shift

Work Location: In person