Portfolio Manager - C&I

Job Description Summary of the Position: The Commercial and Industrial (C&I) Portfolio Manager assists the relationship managers with the underwriting of credit and the ongoing administration of loan portfolios to ensure that the Bank maintains high credit quality and to provide more time for the relationship managers to generate new business opportunities. Primary Functions of the Position: Underwrites requests for credit extensions to new and existing clients Performs detailed financial analysis primarily for Commercial & Industrial lending opportunities Prepares the following for presentation to Senior Loan Committee by the relationship managers: Credit Approval Requests (CAR) Modifications Covenant Waivers / Amendments Periodic Reviews Manages / monitors assigned portfolio for: Borrower Credit Trend Accurate and Timely Risk Rating Required Financial Reporting Covenant Compliance Borrowing Base Availability Payment Delinquencies Overdrafts Ensures compliance with the Bank’s credit policies and procedures, identifying exceptions for approval when they occur Ensures the initial set-up of credit facilities on Baker Hill and other internal systems is consistent with the reporting requirements contained in the loan documents Prepares periodic financial reviews where required Ensures the timely spreading of interim and annual financial statements provided by clients Accompanies the relationship manager on prospect / client calls when appropriate Education and Experience Requirements: Bachelor’s Degree in Accounting, Finance, or related field; MBA preferred Minimum 5 years of credit analysis and underwriting experience Completion of bank commercial credit training program Essential Skills and Abilities: Demonstrated knowledge of accounting theory and its practical application in the credit underwriting process Knowledge of underwriting treasury management products preferred Strong analytical skills including the ability to read and assess individual and company financial statements, cash flow, industry, competition and projections Excellent organizational skills, attention to detail, and the ability to work in a fast-paced environment and complete assignments in a timely manner with minimal direction Strong written and verbal communication skills Strong presentation skills Ability to work independently and within a team Proficient in various spreadsheet applications, including the use of graphs, charts and Moody’s financial analysis software Education Bachelor’s: Accounting, Bachelor’s: Business Administration, Bachelor’s: Finance Work Experience General Experience - 3 to 6 years Certifications Certified Anti-Money Laundering Specialist (ACAMS) - Association of Certified Anti-Money Laundering Specialists (ACAMS) Travel Workstyle Resident At Raymond James our associates use five guiding behaviors (Develop, Collaborate, Decide, Deliver, Improve) to deliver on the firm's core values of client-first, integrity, independence and a conservative, long-term view. We expect our associates at all levels to: • Grow professionally and inspire others to do the same • Work with and through others to achieve desired outcomes • Make prompt, pragmatic choices and act with the client in mind • Take ownership and hold themselves and others accountable for delivering results that matter • Contribute to the continuous evolution of the firm At Raymond James – as part of our people-first culture, we honor, value, and respect the uniqueness, experiences, and backgrounds of all of our Associates. When associates bring their best authentic selves, our organization, clients, and communities thrive. The Company is an equal opportunity employer and makes all employment decisions on the basis of merit and business needs. TriState Capital Bank is an EOE/AA and VEVRAA Federal Contractor Priority will be given to protected veterans EOE/AA: Female/Minorities/Disabled/Protected Veterans/LGBT Raymond James is a diversified financial services company providing wealth management, capital markets, asset management, banking and other services to individuals, corporations and municipalities. Founded in 1962 in St. Petersburg, Florida, rather than on Wall Street, we have always embraced being a different kind of financial services firm. Today, Raymond James has locations and subsidiaries across the United States, Canada, the United Kingdom and Germany, and is listed on the New York Stock Exchange under the symbol RJF. Thanks for your interest in working with Raymond James. While we might not have the perfect role for you today, we'd love to keep in touch. Join our Talent Network to stay up to date on career opportunities that may be a good fit for you. Our business is deeply focused on people and their financial well-being. We're committed to helping individuals, corporations and institutions achieve their goals, while also supporting successful professionals and helping our communities prosper. We believe doing well and doing good aren't mutually exclusive. As an established but ever-evolving company, you can start – or continue – growing your career here. We invest in you with wide-ranging benefits and the support of leaders and colleagues who care. From development opportunities and enriching networking groups to prioritizing diversity, inclusion and the power of different perspectives, Raymond James is where good people grow. Our people-first culture is outlined in our Culture Blueprint. Check it out to see why many choose to work at Raymond James – and why they stay.