What are the responsibilities and job description for the Insurance Collections Representative II position at 360care?
Overview
This position is responsible for enrolling, billing, and administering Special Care Insurance Policies (SCIP) as well as ensuring timely collections on premiums for facilities.
Responsibilities
- Collect payments on past due bills to meet departmental goals.
- Assist customers with all areas of service including collection issues, customer refunds, account adjustments, small balance write-off, customer reconciliations, and other adjustments.
- Update records based on various reports / mail including offset tracker, deceased reports, faxes, and mail.
- Accountable for reducing delinquency for assigned accounts.
- Use good judgement to enlist the efforts of account reps, sales, and senior management when necessary to accelerate the collection process.
- Must communicate and follow up effectively with department regarding customer accounts on a timely basis.
- Create, update and track customers who have not made payments and send collection letters.
- Complete weekly and monthly reports to the manager on all accounts over 60 days.
- Organize and prioritize collections according to the severity of delinquency.
- Utilize phone, computer, and mail to contact customers regarding collections.
- Constantly inform customers of overdue accounts and amount currently owed.
- Review terms of insurance and Medicaid.
- Ensure all customer information is correct, including, but not limited to phone numbers and addresses.
- Professional and polite when communicating with customers to reach payment solution and determine if debt can be collected.
- Always adhere to federal and state laws dealing with debt collection.
- Must be able to work independently and in a team environment.
- Make account changes as needed for collections process and document in notes.
- Promptly send terminations to appropriate staff as needed for collection accounts.
- Actively supports and complies with all components of the compliance program, including, but not limited to, completion of training and reporting of suspected violations of law and Company policy.
- Emphasize customer service in all aspects of operations.
- Maintains confidentiality of all information; abides with HIPAA and PHI guidelines at all times.
Reacts positively to change and performs other duties as assigned
Qualifications
