General Counsel

Description

A&D Mortgage - Financial Holding Company successfully providing residential and commercial loans for more than 20 years, based in Florida.

We represent our A service in states but are striving to obtain licenses in every State of the US and to become a Nationwide Mortgage Lender.

Our employees are our most valuable resource, and their knowledge and expertise play an important role in achieving our client’s goals.

We have 200 employees, and it’s just the beginning!

Overall Responsibility:

The General Counsel (GC) is a senior executive responsible for overseeing the legal affairs of A&D Mortgage, ensuring compliance with all applicable laws and regulations, and providing strategic legal guidance to the company’s leadership team. The GC will manage a team of legal professionals, work closely with the executive team, and be a key advisor on all legal matters, particularly in relation to mortgage law, regulatory compliance, risk management, corporate governance, and litigation.

Key Responsibilities:

Legal Compliance & Risk Management:

• Ensure the company’s operations comply with federal, state, and local regulations, including those related to mortgage lending, securities, consumer protection, and anti-money laundering.
• Monitor changes in legislation, regulations, and industry trends to proactively mitigate risk and ensure compliance with evolving legal standards.
• Manage the company’s legal and compliance programs, including overseeing audits, regulatory filings, and reporting requirements.

Litigation & Dispute Resolution:

• Oversee and manage all litigation, arbitration, and dispute resolution matters involving the company, including foreclosure-related litigation, regulatory enforcement actions, and consumer disputes.
• Develop strategies to resolve disputes effectively and minimize the company’s exposure to liability.

Contract Negotiation & Drafting:

• Draft, review, and negotiate contracts, including loan agreements, vendor agreements, service provider contracts, and employment agreements.
• Provide legal input on terms and conditions for new business arrangements and partnerships.

Consumer Protection & Ethical Standards:

• Ensure the company’s practices are consistent with consumer protection laws such as the Truth in Lending Act (TILA), Real Estate Settlement Procedures Act (RESPA), Equal Credit Opportunity Act (ECOA), and Fair Lending laws.
• Advise on matters related to fair housing, privacy, data protection, and credit reporting laws.

Leadership & Team Management:

• Lead and mentor the internal legal team, ensuring professional development, efficient legal workflows, and a strong organizational culture.
• Work cross-functionally with departments such as compliance, risk, operations, and human resources to support business objectives and legal initiatives.

Qualifications

• Juris Doctor (JD) degree from an accredited law school.
• Proven experience in mortgage compliance, regulatory law, and managing complex legal matters.
• Deep understanding of mortgage industry regulations, including those from the Consumer Financial Protection Bureau (CFPB), Federal Housing Administration (FHA), and other federal/state regulators.
• Strong leadership skills with experience managing and developing legal teams.
• Excellent communication, negotiation, and interpersonal skills.
• Ability to think strategically and provide practical, business-oriented legal advice.

Preferred Skills:

• Previous in-house legal experience in a mortgage or financial services company.
• Experience with mergers, acquisitions, or other corporate transactions.
• Familiarity with mortgage servicing, lending practices, and the secondary mortgage market.

Benefits:

• Corporate training and development opportunities.

• Comprehensive salary and benefits package.

• Great Corporate events.

• Career growth and advancement opportunities.

• Health benefits.

• 401(k) Plan.

• HSA.

• Corporate gym.

• Cafeteria discount. 

Equal Opportunity Employer

At A&D Mortgage, we value diversity and are an equal opportunity employer. We do not discriminate on the basis of race, religion, color, national origin, sexual orientation, age, marital status, veteran status, or disability status.

Reasonable Accommodation

If you require reasonable accommodations to participate in the job application or interview process, perform crucial job functions, or receive other benefits and privileges of employment due to a disability, please contact us to request accommodation.

If you meet the qualifications for this position and are interested in joining our team, please apply through our website or send your resume and cover letter to our HR department. Thank you for considering A&D Mortgage as your potential employer, and we look forward to hearing from you.