REO Agent

Description

A&D Mortgage - Financial Holding Company successfully providing residential and commercial loans for more than 20 years, based in Florida.

We represent our A service in states but are striving to obtain licenses in every State of the US and to become a Nationwide Mortgage Lender.

Our employees are our most valuable resource, and their knowledge and expertise play an important role in achieving our client’s goals.

We have 200 employees, and it’s just the beginning!

We are looking for a REO Agent.

Overall Responsibility:

The REO Agent is responsible for managing delinquent mortgage accounts, pursuing loss mitigation options, and coordinating the sale of real estate owned (REO) properties on behalf of the mortgage lender/real estate owed department. This role requires a combination of collections expertise, real estate knowledge, and strong communication skills.

Key Responsibilities:

REO Management:

• Oversee the REO process, from property preservation to final disposition.
• Coordinate property inspections, repairs, and maintenance.
• Select and manage real estate agents for REO property listings.
• Review and negotiate offers on REO properties.
• Coordinate closings and ensure timely transfer of title.
• Manage property taxes, insurance, and other expenses related to REO properties.

Additional Responsibilities:

• Stay up to date on industry regulations and best practices.
• Provide excellent customer service to borrowers and internal stakeholders.
• Collaborate with other departments, such as loan servicing, underwriting, and legal, to ensure smooth and efficient processes.
• Prepare and submit regular reports on collection and REO activities.

Qualifications

• Bachelor's degree in finance, real estate, or related field preferred (but not required with relevant experience).  

• 2 years of experience in mortgage collections and/or REO management.  

• Strong knowledge of foreclosure laws and regulations (or willingness to do the thorough research)  

• Excellent communication and negotiation skills.  

• Ability to work independently and as part of a team.  

• Proficiency in Microsoft Office Suite (must) and mortgage servicing software (a plus).  

Benefits:  

• Comprehensive medical, dental, vision benefits 

• PTO/Sick Days 

• Paid volunteer hours 

• Life Insurance, Short-term Disability, and long term Disability 

• Health Savings Account 

• 401k  

• Paid training and career development 

• Onsite fitness center for employees 

• Gourmet cafeteria with affordable homemade breakfast and lunch 

• Healthy grab and go snacks 

• Career Growth: As part of a growing and evolving company, you will have ample opportunities to develop your career, take on new challenges, and make a significant impact. 

• Work-Life Balance: Enjoy set work arrangements that allow you to thrive professionally while maintaining a healthy work-life balance. 

• Inclusive Culture: We are committed to fostering a diverse and inclusive workplace where all employees feel valued and empowered. We celebrate unique perspectives and believe diversity drives innovation. 

• Cutting-Edge Technology: Access state-of-the-art learning tools and technologies to enhance your own professional development and that of the entire organization. 

Equal Opportunity Employer

At A&D Mortgage, we value diversity and are an equal opportunity employer. We do not discriminate on the basis of race, religion, color, national origin, sexual orientation, age, marital status, veteran status, or disability status.

Reasonable Accommodation

If you require reasonable accommodations to participate in the job application or interview process, perform crucial job functions, or receive other benefits and privileges of employment due to a disability, please contact us to request accommodation.

If you meet the qualifications for this position and are interested in joining our team, please apply through our website or send your resume and cover letter to our HR department. Thank you for considering A&D Mortgage as your potential employer, and we look forward to hearing from you.