What are the responsibilities and job description for the Claims Field Property Adjuster position at AAA Auto Club Enterprises?
This Claims Property Field Adjuster supports the Property Claims Operation by providing service pursuant to the Property policy by handling claims of property damage lines of insurance written by the Interinsurance Exchange in compliance with all regulatory and statutory requirements. The primary functions include investigation, damage evaluation, negotiation, and claims resolution of low to moderate-complexity claims in compliance with established company technical and customer service Best Practices. Under general direction, works within specific limits of authority.
Job Duties
"Through dedicated employees we proudly deliver legendary service and beneficial products that provide members peace of mind and value.”
AAA is an Equal Opportunity Employer
Job Duties
- Communicate and interact with a variety of individuals. Explain benefits, coverages, and claims process either verbally or in writing in compliance with regulatory and statutory requirements. Recognize and appropriately address common coverage issues.
- Identify and obtain statements from insureds, claimants and witnesses. Conduct phone and/or field investigations to determine causation and damages. Provide independent analysis and differentiation between allegations and facts.
- Evaluate and determine claim values upon receipt and assessment of property data.
- Negotiate within settlement authority with insureds to resolve their first-party claims.
- Handle administrative functions, update database production reports, and document and update claim files via company systems, i.e. CACS, HUON, HOC, etc.
- Verify and interpret/resolve coverage by gathering necessary information to ensure policy applicability. Coordinate with internal and external departments as required.
- May attend and participate in legal proceedings.
- Respond quickly to customer needs and problems.
- Bachelors Equivalent combination of education and experience Preferred
- 4-6 years Prior claims handling experience. Required
- 4-6 years Property claims administration experience. Preferred
- Working knowledge of claims administration best practices and procedures.
- Moderate understanding of building and vehicle repair practices.
- General knowledge of fault assessment, negligence and subrogation principles desired.
- Working knowledge of Microsoft Office suite, general computer software and claims software.
- Moderate organization and planning recognition skills required.
- Moderate oral and written communication skills required.
- Moderate interpersonal skills required.
- Valid Driver's License, acceptable Department of Motor Vehicles record and minimum liability insurance - Issued by State Required
- An insurance/claims adjuster license may be required for claims administration in specific states.
- Health coverage for medical, dental, vision
- 401(K) saving plan with company match AND Pension
- Tuition assistance
- PTO for community volunteer programs
- Wellness program
- Employee discounts (membership, insurance, travel, entertainment, services and more!)
"Through dedicated employees we proudly deliver legendary service and beneficial products that provide members peace of mind and value.”
AAA is an Equal Opportunity Employer