What are the responsibilities and job description for the Mortgage Loan Officer position at AAFMAA Mortgage Services LLC (AMS)?
AAFMAA Mortgage Services LLC (AMS) is looking for military oriented professionals with strong sales and customer service skills to join our team and become a Loan Officer, also known as a Mortgage Loan Originator or Military Mortgage Advisor. AMS is part of the American Armed Forces Mutual Aid Association (AAFMAA), the longest-standing not-for-profit, member-owned association which primarily serves the military community. Be part of a team that helps servicemembers, Veterans and their families get they affordable financing they need to build, buy, or refinance a home
- A wide range of competitively priced and affordable residential purchase and refinance mortgage products including VA Home Loans, VA High Balance mortgages, conventional mortgages, Jumbo Loans, FHA, and our own proprietary Construction Advantage 80SM and Land Advantage loans.
- Flexibility of choosing 1 of 2 compensation plans: Base salary incentive/commission plan or Incentive/commission only plan (with higher payouts)
- An opportunity to build a rewarding and flexible career that will make a positive impact on the lives of military families – from active service members to reserves and National Guard to retired military members, Veterans and their families.
- Comprehensive marketing support that includes daily company-provided leads, local marketing and events, and customizable marketing tools and materials so you can focus on developing referral relationships and producing new loans.
Responsibilities:
- Originate residential mortgage loans to current and prospective AAFMAA members. Daily qualified inbound & outbound leads provided.
- Develop and grow relationships with real estate professionals, homebuilders, and other referral sources to generate qualified mortgage leads.
- Maintain a broad and current understanding of mortgage products, guidelines, pricing strategies, and industry standards. Structure loan scenarios to best meet the needs of each borrower.
- Engage in local community activities such as working with other not-for-profit military-focused organizations to develop new business and grow awareness of AMS in your market
Education and Skills Required:
- Current mortgage license or ability to get licensed before hire
- 1-3 years lending experience and mortgage knowledge is preferred but not required.
- Organized with an attention for details
- College degree preferred
- Exceptional oral and written communication and presentation skills
- Strong phone and in-person sales skills
- A passion for customer service
- High proficiency with Microsoft Office products and overall comfort with technology such as lead management/CRM and loan application systems
- Capacity to work independently, be self-motivated and adapt well to change, but also work well as part of a team that includes other departments such as Marketing, IT, and Processing & Operations