What are the responsibilities and job description for the Associate Wealth Advisor position at Achieva Credit Union?
SUMMARY
At Achieva Credit Union, we're more than just a financial institution. We're a trusted partner dedicated to empowering our members to achieve financial well-being and live more fulfilled lives. As an Associate Wealth Advisor, you'll fulfill this mission by providing comprehensive financial education, guidance, and advice tailored to the individual needs of our diverse membership.
POSITION DUTIES & RESPONSIBILITIES
At Achieva Credit Union, we're more than just a financial institution. We're a trusted partner dedicated to empowering our members to achieve financial well-being and live more fulfilled lives. As an Associate Wealth Advisor, you'll fulfill this mission by providing comprehensive financial education, guidance, and advice tailored to the individual needs of our diverse membership.
POSITION DUTIES & RESPONSIBILITIES
- Partnership with territory Wealth Advisor to tier service delivery to support scalable program growth.
- Develop holistic goals-based plans tailored to individual member needs and circumstances, emphasizing tax-smart investment strategies.
- Guide members through various wealth management competencies, including retirement planning, income planning, tax-smart investing, risk management (life, disability, and long-term care insurance), legacy planning, and education cost planning.
- Analyze investments, recommend suitable securities and products, and actively manage member relationships aligned with their risk tolerance, goals, and circumstances.
- Clearly explain financial concepts, strategies, and risks relatable and engagingly.
- Conduct ongoing client reviews, monitor performance, and make recommendations as needed.
- Build strong relationships with members, fostering trust and understanding their evolving needs.
- Participate in internal training and development opportunities to stay abreast of trends and regulatory changes.
- Understand and comply with all aspects of Credit Union and broker-dealer policies and procedures, including laws and regulations governing investment and insurance sales duties and responsibilities.
- Execution of proactive outbound calling to members identified to likely benefit from the services delivered by Achieva Wealth Advisors to support territory growth.
- Maintain an ongoing client relationship by conducting periodic reviews with each client.
- Collaborate with all credit union departments to create a team environment and meet members' needs. This includes referring members to other areas, as appropriate (banking, lending, insurance, etc).
- Providing feedback to referring individuals and departments on the status of the referral.
- Generate additional referrals from personal networking, seminars, and presentations to community groups, including but not limited to: CPAs, attorneys, and other centers of influence.
REQUIRED EDUCATION, LICENSES & ADVANCED DESIGNATIONS
- Bachelor's degree or equivalent experience demonstrating required knowledge and skills is preferred.
- FINRA Series 7 and 66 (or equivalent) licenses required.
REQUIRED EXPERIENCE
- 1 years of experience as a Financial Advisor or a similar financial planning role.
- Previous retail banking experience preferred.
- Proven track record of developing and implementing recommendations for clients with diverse needs and goals.
REQUIRED SKILLS & ATTRIBUTES
- Knowledge of investment regulations and compliance.
- Passion for helping others achieve financial success.
- Strong analytical and problem-solving skills.
- Excellent communication and interpersonal skills (written and verbal).
- Ability to prioritize and manage multiple projects simultaneously.
- Client-centric approach with a focus on building trust and long-term relationships.
- Ability, skill, and desire to deliver engaging seminars (virtual and in-person) to increase value and foster referrals.
Achieva Credit Union is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, or protected veteran status and will not be discriminated against on the basis of disability. Achieva Participates in E-Verify.
