What are the responsibilities and job description for the Commercial Portfolio Manager position at ACNB BANK?
Come join our team!!!!
Founded in 1857 we are a highly successful community bank where collaboration and teamwork are key values and where we like to say “we don't just offer jobs, we offer careers!”
OVERVIEW:
This position is responsible for supporting the banks’ Commercial Lenders in the loan processing of loans and ensuring loan documentation adheres to loan approval requirements.
KEY RESPONSIBILITIES:
Serves as a liaison between the banks’ commercial lenders and credit administration to ensure timely underwriting and approvals, as well as identify potential credit issues;
Handles incoming new loan requests to assess creditworthiness, loan structure, and pricing and makes recommendations on decisions to either approve or deny those requests in a timely manner;
Assesses financial performance on existing customers and makes recommendations for risk-rating changes as appropriate;
Develops a working knowledge of assigned customers and prospects, contacting them as needed in support of managing the relationship;
Assists in managing past due and maturing loans in a timely and efficient manner;
Coordinates with the banks’ commercial lenders and credit Administration and the customer to ensure required financial reporting is submitted in a timely manner;
Assists with incoming new loan requests by running spreads prior to application submission, entering them into Abrigo, ordering appraisals and environmentals, and completing the CDD and Hazard Forms
Supports the banks’ commercial lenders in monitoring information concerning customer performance, abilities, and industry to determine that the loan presents an acceptable risk; and
Attends customer meetings with the relationship managers, loan settlements, loan approval meetings.
QUALIFICATIONS:
Required:
High School Diploma or GED;
Exceptional interpersonal relationship skills with a service orientation for both internal and external customers;
Ability to work and interact with various departments;
Exceptional mathematical skills as well as written and oral communication skills;
Microsoft Office 365 (Advanced);
Ability to work in a fast-paced, sometimes stressful, environment with many critical deadlines;
Thorough knowledge and understanding of all loan products and services; and
Responsible for understanding the bank’s compliance policies as it relates to the specific individual job duties.
Preferred:
Bachelor's Degree in business, finance or related degree and at least three to five years of relevant experience in Commercial Lending.
ACNB Bank is an equal opportunity employer and all qualified applicants will receive consideration for employment without regard to race, color, religion, sex, gender identity, sexual orientation, national origin, age, disability, veteran status, genetic information or any other characteristic protected by law.
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