Loan Officer

Job Title: Mortgage Loan Officer

Location: Texas (Remote)

Do you like to be self sourced? Do you like to build relationships? Looking to continue your growth in the mortgage industry with a nationally trusted correspondent lender?

Then continue reading to see if Affinity Home Lending is the right fit for you!

Company Description:

Affinity Home Lending is going on its tenth year of growth. Based in Marietta Georgia, we have grown each year and look to expand even further by doing the next right thing for our partners, clients, and team members across the nation.

AHL is currently licensed as a Correspondent Lender or Broker in: TX, GA, AL, CO, FL, MS, NC, OH, SC, MD, OK, AR, IA, TN, VA, CA, MI, and AK.

*Willing to add states as needed by our Loan Officers with referral sources.

Job Description:

The candidate should be active in the local community and able to schedule and attend meetings with agents and closings in your area. This is a position for a people person, someone who is well connected in the community and is willing to put in the time to build relationships that will result in closings and client satisfaction to produce other new relationships – now is the time to take advantage of the market and build value for realtors, builders, referral partners, and home buyers!

Affinity Advantages:

AHL provides all the best tools and systems to move fast, be successful, and nurture relationships including:

• Work with Affinity Home Lending in a commission-based role with flexibility rate pricing to fit your client's needs and your own needs.
• Progress to lead and manage your own branch, overseeing a team of loan officers and support staff.
• Become an independent business owner and roll your business under the Affinity umbrella, benefiting from our support and resources wherever you are located.
• Work from anywhere with our Gold Standard processes and cloud-based software systems/tools.
• Ability to build personalized appraisal panels in your local area.
• Industry-leading Flexible Comp Plans tailored to your client's needs.
• Access weekly and monthly sales trainings, plus one-on-one support from our leadership team. As well as access to industry leaders.
• Close loans as a lender in all states we operate in, or broker with multiple non-QM / specialty lenders for complex files.
• Enjoy comprehensive support from Management, Sales, AE, Processing, and Closing teams while you focus on winning more business.

Responsibilities:

• Develop and maintain strong client relationships by understanding their unique needs, recommending suitable loan products, and providing exceptional customer service throughout the loan process.
• Guide clients through the mortgage application process, ensuring all required documents are collected and processed in a timely manner. Collaborate with internal teams, including underwriters and processors, to ensure loans are processed efficiently and accurately.
• Maintain a thorough understanding of current mortgage products, guidelines, and regulations. This includes staying up-to-date with industry changes and ensuring all loan origination activities comply with regulatory requirements.
• Analyze customers' financial situations to provide tailored loan solutions. Advise customers on the appropriate loan products based on their financial circumstances and goals.
• Excel in a fast-paced environment by effectively multitasking and managing multiple customer files daily. This includes locking loans at the point of sale, requesting initial documents from customers, and submitting initial loan packages to processing staff.

Qualifications:

• High School Diploma or equivalent
• 2 years' full-time loan origination experience is preferred.
• Established self sourced referral sources in local market.
• Strong desire to succeed in a sales environment and be a top producer.
• Ability to follow detailed instructions to complete the onboarding process for new clients.
• Knowledge of conventional and government loan programs (purchase and refinance).
• Fair Housing regulations: 2 years
• Loan origination: 2 years
• Sales: 2 years

Pay: Expected Income $45,000 to $250,000 or unlimited per year - No Earnings Cap

Supplemental Pay Types:

• Bonus pay
• Commission pay

Benefits:

• Onboarding and Training
• Competitive Compensation Structure
• Flexible Schedule
• Access to Health Insurance
• Wellness Program
• Simple IRA Company Match
• Technology Stipend
• Professional Development
• Referral Program
• Company Credit Card - used for business expenses

Background Check: Must be able to successfully pass a national background check.

Work Authorization: Must be able to verify identity and employment eligibility to work in the U.S.

How to Apply:

Please submit your resume outlining your qualifications and interest in the position via the really Application Process and/or email to careers@affinityhomelending.com

Affinity Home Lending is an equal opportunity employer.

Affinity Home Lending, LLC

84 Church Street, Suite A,

Marietta, Georgia 30060

404-418-7542

NMLS # 1181151

Equal Housing Lender

Job Type: Full-time

Pay: $45,000.00 - $250,000.00 per year

Benefits:

• 401(k) matching
• Dental insurance
• Employee discount
• Flexible schedule
• Health insurance
• Opportunities for advancement
• Referral program
• Wellness program
• Work from home

Compensation Package:

• Bonus opportunities
• Commission only
• Commission pay

Schedule:

• Monday to Friday

People with a criminal record are encouraged to apply

Experience:

• Loan origination: 2 years (Required)

License/Certification:

• MLO License (Required)

Location:

• Texas (Required)

Work Location: Remote

Salary : $45,000 - $250,000