What are the responsibilities and job description for the Commercial Credit Underwriter position at Alabama One Credit Union?
Description
In conjunction with the Commercial Loan Committee, the Credit Analyst develops, maintains, and implements sound credit policies & procedures. Responsible for the processing of daily credit transactions per the credit policy and procedure manuals; maintains records and files on all credit transactions, including correspondence and documents.
Responsibilities
- Manage daily processing of credit transactions; perform initial credit analysis to determine eligibility based on existing policies and procedures; prepares and manages documentation for credit transactions, including spreading and analyzing, among other tasks
- Provide education and support to Credit Union Members and TEAM members related to credit policies, procedures, and guidelines; prepare reports and other information as requested
- Track requests and status as necessary
- Present to Loan Committee as needed
- Other duties as assigned
Requirements
- Bachelor's Degree
- Proficiency with standard computer operating software, including Word, Excel, and Access
- Effective verbal and written communication skills
- Excellent ability to maintain confidentiality
- Experience in credit analysis and/or spreadsheet financial statements is preferred
