What are the responsibilities and job description for the Loan Officer position at Allegent Community Federal Credit Union?
Company Overview
Allegent Community Federal Credit Union is a full-service financial institution dedicated to providing our members with better rates, lower fees, and the personal attention they deserve. We offer a comprehensive range of products and services designed to enhance member convenience and financial well-being.
Summary
As a Loan Officer at Allegent Community Federal Credit Union, you will be instrumental in helping our members achieve their financial goals through tailored loan solutions. This position is vital to our mission of delivering exceptional service while ensuring the safety and security of our members' financial information.
Responsibilities
- Evaluates all loan applications for credit worthiness and decisions all loan applications to an approved, denied, or counter-offer status. Prepares and/or reviews all loan documents for completeness and accuracy.
- Documents loan file regarding the supporting rationale for the loan decision. Documents rejected loans with the correct denial criteria to generate an Adverse Action.
- Responds to inquiries from members in a timely manner regarding loan decisions giving explanations for denials and qualifications.
- Improves loan applications and documentation by informing loan processors of additional information necessary for the loan decision.
- Suggests additional lending opportunities to members, evaluates their needs and recommends loan options.
- Participates in sales development activities and updates job knowledge regarding lending regulations via educational channels.
- Collaborate with team members to enhance overall service delivery and member satisfaction.
Qualifications
- Proven experience as a Loan Officer or in a similar financial services role.
- Strong organizational skills to manage multiple applications simultaneously.
- Commitment to maintaining the confidentiality and security of member information.
- Knowledge of all federal lending regulations as they pertain to lending is required.
Please note this job posting is not designed to cover or contain a comprehensive listing of activities, duties or responsibilities that are required of the employee for this job.
We offer an excellent 401K and benefits package along with competitive wages.
Allegent Community Federal Credit Union is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, or status as a protected veteran.
Disability Accommodation
Allegent Community FCU workplace is inclusive and supportive of individual needs. If you have a physical or other impairment that might require a reasonable accommodation, whether during the job application or hiring process or afterward if you are selected for an Allegent CFCU position, please call 412-586-2832 to speak with Human Resources.
If you are passionate about helping others achieve their financial dreams and possess the skills necessary for success in this role, we invite you to apply today at Allegent Community Federal Credit Union!
Job Type: Full-time
Pay: $23.50 per hour
Benefits:
- Dental insurance
- Health insurance
- Paid time off
Schedule:
- Monday to Friday
Work Location: In person
Salary : $24