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(FT) Consumer Loan Underwriter

ALLEGIANCE CREDIT UNION
Oklahoma, OK Full Time
POSTED ON 4/17/2025
AVAILABLE BEFORE 4/30/2025
  • A completed application is required for consideration ofemployment.
  • Full-Time Consumer LoanUnderwriter

    Monday - Friday 8 : 00 a.m. - 5 : 00 p.m.

    • This is an On-Site role
    • Role :

      Responsiblefor making loan decisions or recommendations to the next level approvingauthority. To decision all type of consumer loans in a timely manner, followingCredit Union standards. Attendance is an essential function of performing theduties of this job .

      EssentialFunctions & Responsibilities :

      25% - Cultivates andmaintains a high level of communication with co-workers; exhibits ability todiscuss and answer questions on loan decisions with dealerships, loan officers,and supervisor.

      20% - Reviews and analyzescurrent financial condition of members and applicants to determine appropriatequalifications and credit limits for consumer loans.

      20% - Performs underwritingprocess and makes loan decisions to approve, deny, counter or forward to amanager in accordance with lending authority. Will provide backup to theIndirect Underwriter as needed.

      15% - Prepares and processesmonthly reports, completes lien / UCC releases, processes CPI insurance, andother duties as assigned related to consumer lending.

      10% - Assists the loanprocessor(s) as needed with daily loan tasks.

      5% - Attends meetings andtraining classes in order to stay current on policies, procedures, andcompliance; takes initiative to stay informed on current trends in consumerlending; seeks opportunities to learn new skills.

      5% - Performs other jobrelated duties as assigned.

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