What are the responsibilities and job description for the (FT) Consumer Loan Underwriter position at ALLEGIANCE CREDIT UNION?
Full-Time Consumer LoanUnderwriter
Monday - Friday 8 : 00 a.m. - 5 : 00 p.m.
- This is an On-Site role
Role :
Responsiblefor making loan decisions or recommendations to the next level approvingauthority. To decision all type of consumer loans in a timely manner, followingCredit Union standards. Attendance is an essential function of performing theduties of this job .
EssentialFunctions & Responsibilities :
25% - Cultivates andmaintains a high level of communication with co-workers; exhibits ability todiscuss and answer questions on loan decisions with dealerships, loan officers,and supervisor.
20% - Reviews and analyzescurrent financial condition of members and applicants to determine appropriatequalifications and credit limits for consumer loans.
20% - Performs underwritingprocess and makes loan decisions to approve, deny, counter or forward to amanager in accordance with lending authority. Will provide backup to theIndirect Underwriter as needed.
15% - Prepares and processesmonthly reports, completes lien / UCC releases, processes CPI insurance, andother duties as assigned related to consumer lending.
10% - Assists the loanprocessor(s) as needed with daily loan tasks.
5% - Attends meetings andtraining classes in order to stay current on policies, procedures, andcompliance; takes initiative to stay informed on current trends in consumerlending; seeks opportunities to learn new skills.
5% - Performs other jobrelated duties as assigned.
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