What are the responsibilities and job description for the Texas Mortgage Broker/Originator position at Alliance Realty & Financial Services, Inc.?
Responsibilities
- Developing a referral-based business, prospecting for new purchase and refinance clients, and marketing mortgage products
- Determine client's needs and financial abilities to propose solutions that suit them
- Guide borrowers through the loan application and mortgage process
- Take a complete and accurate loan applications in the loan origination system, providing borrowers with all required disclosures
- Analyze detailed financial and credit data, matching borrower requests/goals with an appropriate loan program and level of risk
- Gathering the necessary documents from the customer to prepare for underwriting
- Work closely with the wholesale lenders' mortgage staff to address any underwriting conditions for final approval
- Work closely with wholesale lenders' mortgage state to ensure seamless closing and funding
- Maintain compliance and a thorough knowledge of all mortgage products and services, including forms and documentation for each type of loan
- Active FL, GA, MD, PA and/or TX NMLS licensee's only
- 2 years experience as a Mortgage Broker/Originator
- Encompass experience preferred
- Commercial Mortgage Origination a plus but not required
- Strong time management and organizational skills in a dynamic environment
- Ability to work independently combined with excellent interpersonal skills
- Strong sales, negotiation, and communication skills
- Attention to detail and quality focused
- Maintains a positive, helpful, constructive attitude and work relationship with colleagues
- Strong communication and interpersonal skills, and a high level of professional integrity
- Humble, grateful, and trustworthy
- Proven track of successful sales record and/or the work ethic to create one and become a top producer
- Training & Development
- Work From Home
- Potential For Growth
- Flexible Schedule
- In-House Real Estate Broker/Sales Associates
- Networking Opportunities
- Competitive Split