What are the responsibilities and job description for the Junior Mortgage Loan Processor position at American Bancshares Mortgage?
Position Overview
Now Hiring!: Junior Mortgage Loan ProcessorFull-time, On-siteLocation: Stewart, FL
Compensation: Based on Qualifications
Benefits & Perks:
- 401k
- Health, Dental, and Vision Insurance
- Company-provided short-term disability insurance
- Employee Assistance Program
- Wellness Program
American Bancshares Mortgage (ABSM) is seeking a highly organized and ambitious Junior Mortgage Loan Processor to join our growing team. As the Junior Mortgage Loan Processor, you will assist in reviewing, organizing, and preparing loan files to submit to the Operations Team. This role is ideal for someone looking to further their career in the mortgage industry, with opportunities for development and advancement. If you bring strong problem-solving skills, a passion for service, and thrive in a fast-paced environment, we want to connect with you!
Job Duties:
- Assist in processing residential mortgage loan files from initial application through final approval.
- Collect, review, and verify borrower documentation for completeness and accuracy.
- Maintain communication with loan officers, underwriters, and clients throughout the loan process.
- Follow up on outstanding conditions and ensure timelines are met.
- Input and update loan information into Encompass (LOS).
- Ensure all files meet compliance and regulatory guidelines
- Provide general administrative support to the processing team.
- Participate in required company training and continuing education programs.
- Performs other related duties as assigned.
Minimum Qualifications:
- Must be able to work on-site in our Stewart, FL branch.
- A minimum of two (2) years of experience in mortgage, real estate, or financial services preferred.
- High School Diploma or Equivalent.
- Excellent attention to detail and organizational skills.
- Strong communication and interpersonal abilities with a customer-first mindset.
- Ability to multitask and manage time effectively in a fast-paced environment.
- Proficient with Microsoft Office and comfortable learning new systems.
- Familiarity with Encompass or other LOS platforms is a plus.
- Working knowledge of various fraud tools (DataVerify, Loan Safe Fraud Manager etc.).
- The ability to communicate clearly and professionally with all customers, vendors, and internal ABSM team members.
- High attention to detail and strong organizational skills.
- Strong analytical and critical-thinking abilities.
Who We Are: https://myabsm.com/
For more than 25 years, we have assisted our communities, empowered our partners, and expanded our company footprint across the nation. We are a full-service mortgage lender, created by industry experts who understand the ever-changing mortgage financing industry. Unlike a bank, we only focus on mortgage products. With years of combined experience our loan specialists are wise, patient, and eager to assist our clients. It is our unique company culture, expertly trained staff and years of industry experience that sets us apart from the rest. Having an intricate knowledge of our industry we take pride in the ability to offer our clients professional and ethical advice they seek, and most importantly the dedication to helping them find the best financing options. Servicing our community is driven by our core values of commitment, integrity, and transparency. Our in-depth knowledge is what enables us to efficiently adapt to industry change, while consistently providing our clients with a best-in-class customer service and a tailored mortgage experience.
This list of functions, duties, responsibilities, and skills is not intended to be all-inclusive, and the employer reserves the right to assign additional duties and responsibilities as necessary. American Bancshares Mortgage participates in the federal government’s E-Verify program, which confirms employment authorization of all newly hired employees and most existing employees through an electronic database maintained by the Social Security Administration and Department of Homeland Security. For all new hires, the E-Verify process is completed in conjunction with the Form I-9 Employment Eligibility Verification on or before the first day of work. E-Verify is not used as a tool to pre-screen candidates. For up-to-date information on E-Verify, go to www.uscis.gov and click on 'E-Verify' located near the bottom of the page.
