What are the responsibilities and job description for the Senior Bank Commercial Real Estate Lender position at AMERICAN BANK OF COMMERCE?
Description
About Us:
At ABC Bank, we are committed to Growing Relationships, Simplifying the Process, and Doing the Right Thing in everything we do.
We believe that building strong, long-term relationships with our customers, employees, and community is at the heart of every success. Our approach is centered around understanding the unique needs of those we serve, fostering trust, and providing personalized solutions. By focusing on the human side of business, we create connections that last and continue Growing Relationships.
We also understand that navigating the world of finance can be complex. That’s why we are dedicated to Simplifying the Process for our customers. We aim to make every interaction clear and straightforward, breaking down barriers and making financial decisions easier to understand and execute.
At the core of our company is a commitment to Doing the Right Thing—always. Whether it's in our relationships with customers, the services we provide, or the decisions we make, we prioritize integrity and ethical practices. We hold ourselves to the highest standards, ensuring that every choice we make reflects our values and the trust our customers place in us.
Join us and be part of a team that is driven by these values—where growth, simplicity, and integrity define our path forward.
We are currently seeking experienced applicants to join our team as a Senior Commercial Lending professional (Business Banker) at our Austin-Downtown Banking Center. The ideal candidate should possess over 10 years of experience in commercial lending, maintain a robust professional network, and actively engage with the Austin community.
About the Role:
In this role, you will build and oversee a portfolio of new and existing business clients by cultivating relationships and offering financial solutions and advice, all while prioritizing the client experience and effective risk management.
Primary Job Functions:
- Acquire, manage, and maintain a portfolio of business clients; offer business depository and treasury management solutions; identify and manage business credit opportunities for owner-occupied commercial real estate loans, investor commercial real estate loans, and commercial and industrial (C&I) loans.
- Identify and pursue prospective new business clients to achieve both individual banker production goals set by management and the Bank’s strategic objectives.
- Leverage credit skills to identify, structure, underwrite & present new loans for approval, while also managing and expanding the existing loan portfolio.
- Provide exceptional sales & service by conducting in-person meetings with prospects, centers of influence, and existing clients.
- Be active in the community and represent the Bank at various events
- Follow ABC Bank’s guiding principles to Grow Relationships, Simplify the Process, & Do the Right Thing.
Why Join Us?
- A dynamic and supportive team environment
- Opportunities for growth and career development
- Competitive compensation and benefits package
Benefits:
We offer a competitive salary and excellent benefit packages. Benefits vary based on employment status and position but can include:
- Medical, Dental, Vision, Telemedicine
- Paid Time off, Paid Volunteer Time, and Paid Holidays
- Flexible Spending Account, Dependent Care FSA
- Basic Life and AD&D Insurance, Voluntary Life and AD&D
- Long-Term Disability
- 401k Retirement Plan
- Recruiting Referral Bonus
- Employee Stock Ownership Plan
- Lifestyle Spending Account Program
If you are eager to make a difference and contribute to the financial success of others, we encourage you to apply and be a part of our ABC Bank Family!
Requirements
Required qualifications, capabilities, and skills
- Bachelor’s degree in finance, accounting, economics, or related field.
- Minimum of 10 years’ experience as a Business Banker or related business lending experience.
- Self-starter with the ability to build relationships with clients and internal partners.
- Knowledge of business credit and understanding of core business banking products and services.
- Strong knowledge of federal and state compliance regulations pertaining to the banking industry.
- Excellent communication skills with individuals at all levels, both internally and externally.
- Ability to balance needs of clients with the risks and interests of the Bank.
- Willingness to productively challenge the status quo to achieve success for clients and the Bank.
- Proficiency in MS Office tools including Outlook, Excel, and Teams.
Preferred qualifications, capabilities, and skills
- Strong current business network
- Formal credit training preferred
EEO/AA/Background Disclaimer:
If you are unable to submit your application electronically, you may contact the Human Resources Department at 806-775-5000 so that we may assist you. Our Company assures that all applicants for employment and all of its employees are given equal consideration based solely on job related factors, such as qualifications, performance and availability. Such equal consideration applies to all personnel actions, including, but not limited to, recruitment, selection, appointment, job assignment, training, promotion, merit increases, demotion, termination, pay rates and fringe benefits.
The company commits to a rigorous and planned effort to encourage men and women of every race, color, religion, sex, sexual orientation, gender identity, national origin, age, disability, veteran status, or any other non-job-related characteristic to find happy, vital and productive job fulfillment at all levels of our company.
Qualified applicants will be required to have a drug screen in addition to background, credit, and reference checks.