Commercial Lender

Job Summary
We are seeking a detail-oriented and experienced Commercial Lender to join our team. The ideal candidate will be responsible for originating, processing, and managing commercial loans while ensuring compliance with all relevant regulations. This role requires strong analytical skills, a solid understanding of financial products, and the ability to build lasting relationships with clients.

Responsibilities

• Loan Processing: Evaluate loan applications and supporting documents to determine eligibility and creditworthiness.
• Client Interaction: Communicate with clients to gather necessary information, explain loan terms, and address inquiries or concerns.
• Risk Assessment: Analyze financial data, credit reports, and other relevant information to assess the risk associated with each loan application.
• Loan Structuring: Structure loan terms, including interest rates, repayment schedules, and collateral requirements, based on client needs and risk assessment.
• Compliance: Ensure compliance with regulatory requirements, company policies, and industry best practices in all aspects of the lending process.
• Documentation: Prepare and review loan documents, ensuring accuracy and completeness, and obtain necessary signatures from clients.
• Credit Monitoring: Monitor loan portfolios to identify potential risks and take appropriate actions to mitigate losses.
• Customer Service: Provide excellent customer service to clients throughout the loan application process and beyond, addressing any concerns or issues promptly and professionally.
• Team Collaboration: Collaborate with other departments, such as underwriting, compliance, and collections, to streamline process and ensure efficient loan management.

Qualifications

• Proven experience in consumer lending or a related field, with a strong understanding of lending principles and regulations.
• Excellent analytical skills and attention to detail.
• Strong communication and interpersonal skills, with the ability to build rapport with clients.
• Ability to work effectively in a fast-paced environment and manage multiple priorities.
• Proficient in relevant software applications, such as loan origination systems and Microsoft Office.
• Knowledge of regulatory requirements, such as but not limited to, the Truth in Lending Act and the Equal Credit Opportunity Act.

Education and Experience:

• Bachelor’s degree in finance, business administration, or a related field is preferred.

Supervisory Responsibilities:

• There may be supervisory responsibilities included with this role, but not guaranteed.

Physical Requirements:

• Must be able to lift up to 15 pounds at times.
• May need to stand for long periods of time.

Join our team as a Commercial Lender where you can make a significant impact on our clients' success while advancing your career in the financial services sector.

Job Type: Full-time

Benefits:

• 401(k)
• 401(k) matching
• Dental insurance
• Employee assistance program
• Flexible spending account
• Health insurance
• Life insurance
• Paid time off
• Professional development assistance
• Vision insurance

Schedule:

• 8 hour shift
• Monday to Friday

Ability to Commute:

• Collinsville, OK 74021 (Required)

Ability to Relocate:

• Collinsville, OK 74021: Relocate before starting work (Preferred)

Work Location: In person