Commercial Banking Associate

American Commercial Bank & Trust, NA

Commercial Banking Associate – ON SITE in Lisle, IL

American Commercial Bank & Trust is currently seeking well-organized and client-focused candidates for our Commercial Banking Associate position, which is located in our Lisle, IL Office. The primary responsibility of the Commercial Banking Associate (CBA) is to provide a high level of service to Bank clients, prospects, and internal associates. This customer service role works in tandem with Commercial Loan Officers to compile and prepare loan presentation summaries in a timely and accurate manner. This individual will be responsible for processing approved loan requests from inception to closing, maintaining exception-free credit files, and managing a growing portfolio of loan and deposit clientele.

Key job duties and responsibilities include the following:

·         Acts as a liaison between Lenders, Clients and third parties to obtain and maintain documents required for new and existing loan underwriting and depository relationships.

·         Reviews documents which support underwriting such as organizational documents, title commitments, financial statements, appraisals, and construction draw documentation.

·         Support the Lending Officer(s) in monitoring HMDA and CRA reporting.

·         Maintain knowledge of the Bank’s Loan Policy to ensure accuracy of loan presentations and of documentation.

·         Facilitate loan documentation and coordinate and conduct loan closings.

·         Manage financial and collateral exceptions of assigned portfolio within bank standards.

·         Generate deposit account documentation and maintain knowledge of Treasury Management services.

·         Other projects and duties as assigned, including ongoing training and learning.

Education and Experience:

·         Seeking 3 years of prior experience with processing and closing commercial loans for middle market clients, and high level of client interaction.

·         Bachelor Degree in business preferred.

·         Will also consider more years of experience with processing and closing commercial loans in lieu of bachelor degree.

Skills and Abilities:

·         Ability to prioritize competing tasks and exhibit strong written and verbal communication skills.

·         Attention to detail and strong organizational skills.

·         High level of responsiveness and follow-through with both internal and external customers.

·         Strong problem-solving abilities and resourcefulness in finding solutions and answering challenges.

·         Strong working knowledge of Microsoft Suite; experience in the FIS Horizon banking platform and Baker Hill preferred.

American Commercial Bank & Trust is an Equal Opportunity Employer (Minorities, Females, Protected Veterans, and Individuals with Disabilities).

A comprehensive benefits package offered for Full-time positions, including medical, dental and vision coverage, Life/STD/LTD plans, Flexible Spending Account, H.S.A., 401k with company match, ESOP, paid vacation, sick time, and holidays. For more information on our branch locations, visit us online at: www.acbandt.com.