Personal Lines Underwriter (Hybrid)

You will apply knowledge regarding products, underwriting guidelines, systems and processes specific to Personal Lines products (property, auto, specialty). Underwrite risk (i.e., selection/rejection of new and renewal business).

You will report to Manager, Underwriting.

Position Compensation Range

$56,000.00 - $92,000.00

Pay Rate Type

Salary

Compensation may vary based on the job level and your geographic work location. Relocation support is offered for eligible candidates.

Primary Accountabilities

• Applies insurance and risk concepts to underwrite new and renewal business for Personal Lines products.
• Conduct comprehensive account underwriting review for auto, home and specialty risks.
• Establish rapport with agents and sales management to deliver adverse decisions and explain the action.
• Serve as a resource for the field force.
• Provide input to underwriting leaders and business partners in the evaluation and response to regulations, statutes, and legal requirements governing the policies and standards for risk evaluation, and recommends changes, enhancements and new products to the Personal Lines products.
• Exercise binding authority and make decisions that impact profit and loss.
• Exhibit lean leadership behaviors through continuous improvement efforts.
  
  

Specialized Knowledge & Skills Requirements

• Demonstrated experience providing customer-driven solutions, support or service.
• Solid knowledge and understanding of insurance, underwriting guidelines, and risk concepts.
• Demonstrated critical thinking and analytical skills.
• Demonstrated experience making independent decisions regarding underwriting cases.
• Solid knowledge understanding of lean methodologies and A3 problem solving.
• Expected to complete Evaluating and Underwriting Personal Lines Risks/API 320 course within 1 year of starting role.
  
  

Licenses

• Not applicable.
  
  

Travel Requirements

• Up to 10%.
  
  

Physical Requirements

• Work that primarily involves sitting/standing.
  
  

Working Conditions

• Not applicable.
  
  

In this hybrid role, you will be expected to work a minimum of 10 days per month from one of the following office locations: Madison, WI 53783; Denver, CO 80112; Eden Prairie, MN 55343; St. Joseph, MO 64507; Phoenix, AZ 85034.

We encourage you to apply even if you do not meet all of the requirements listed above. Skills can be used in many different ways, and your life and professional experience may be relevant beyond what a list of requirements will capture. We encourage those who are passionate about what we do to apply!

We provide benefits that support your physical, emotional, and financial wellbeing. You will have access to comprehensive medical, dental, vision and wellbeing benefits that enable you to take care of your health. We also offer a competitive 401(k) contribution, a pension plan, an annual incentive, 9 paid holidays and a paid time off program (23 days accrued annually for full-time employees). In addition, our student loan repayment program and paid-family leave are available to support our employees and their families. Interns and contingent workers are not eligible for American Family Insurance Group benefits.

We are an equal opportunity employer. It is our policy to comply with all applicable federal, state and local laws pertaining to non-discrimination, non-harassment and equal opportunity. We also consider qualified applicants with criminal histories, consistent with applicable federal, state and local law.