Pricing Director

About Us:

American Integrity Insurance, a premier writer of homeowners insurance, has more than 280,000 customers and is exclusively represented by more than 1,000 independent agents who specialize in this complex and ever-evolving market. We offer sound and comprehensive home and dwelling insurance to families throughout the Southeast. Comprised of more than 300 insurance professionals, most of whom work in our Tampa-area headquarters, we have been recognized as a Top Place to Work in Tampa by the Tampa Bay Times and a Best Places to Work in Insurance by Business Insurance magazine for the past ten years.  We have also rated among the Top Workplaces in the USA by USA Today for the past four years.

A Day in the Life:

Who Says Insurance Can’t Be Fun? From company picnics to charity events, no one can ever say American Integrity Insurance doesn’t understand the importance of having fun, helping others and giving back. Our company culture is priceless, and we hold true to our six core values: integrity, commitment, teamwork, humility, passion and fun. As a team working to provide home insurance solutions to our policyholders, together we aim to achieve greater heights each day and celebrate each other's accomplishments along the way. It is our mission to continue providing reliable, customer-centric homeowners insurance and paying claims in a timely manner when our customers suffer a loss – and to do so with Integrity.

Learn more about American Integrity Insurance and our job opportunities at https://careers.americanintegrityinsurance.com.

Title: Director of Pricing

You'll Report to: SVP of Pricing and Product

We are seeking a dynamic and experienced Pricing Director to lead and manage our pricing team. This key role is responsible for overseeing the day-to-day operations of the pricing department, with a focus on developing and nurturing a team of highly skilled managers and analysts. The Pricing Director will be a strategic leader in building and refining our pricing processes, ensuring that we maintain a competitive and data-driven approach to pricing.This individual will also play a crucial role in developing and implementing new rating structures, incorporating advanced predictive analytics, and overseeing the filing process with state Departments of Insurance.

• Lead and manage a team of pricing managers and analysts, providing mentorship, training, and development to build a high-performing and effective team.
• Drive continuous improvement by identifying opportunities to enhance skills and capabilities within the department.
• Develop, refine, and implement processes for regularly refreshing pricing indications to ensure we remain competitive and responsive to market conditions.
• Oversee the development of rating structures that include new rating variables, ensuring the integration of advanced analytics and predictive modeling techniques.
• Implement a robust framework for maintaining, testing, and optimizing rating structures over time, ensuring pricing accuracy and alignment with company objectives.
• Conduct ongoing market-based analysis of competitors' pricing structures, identifying trends and insights that inform our pricing strategy.
• Analyze price elasticity and market conditions to inform pricing decisions and ensure we are meeting business goals while remaining competitive.
• Lead the filing process with state Departments of Insurance, ensuring timely and accurate submissions, while maintaining full compliance with regulatory requirements.
• Drive initiatives to reduce reliance on external consulting resources by developing in-house capabilities and streamlining internal processes.

Education: Bachelor's degree in Actuarial Science, Mathematics, Economics, or a related field; advanced degree or actuarial credentials preferred.

Requirements:

• Minimum of 8 years of experience in pricing, with at least 5 years in a leadership or managerial role.
• Extensive experience with rating structure development, GLMs, predictive analytics, and pricing optimization techniques.
• Strong knowledge of pricing and regulatory requirements within the insurance industry, including experience with filing and working with state Departments of Insurance.
• Demonstrated ability to lead and develop a team, with a focus on coaching, mentoring, and fostering professional growth.
• Expertise in market and competitor analysis, price elasticity, and strategic decision-making.
• Strong communication, organizational, and interpersonal skills with the ability to collaborate effectively across departments and with senior leadership.