P&C Comm/Ag Undw - Sr Underwriter

Purpose Of The Job

This role handles very complex cases. Also co-signs cases for lower level underwriters.

Essential Functions

• Evaluates and assesses risk on applications, renewals, and reinstatements and make decisions as to whether a risk is acceptable under the given terms and provides a reasonable opportunity to perform profitably.
• Reviews appeals and declinations.
• Handles co-signs/referrals and mentors new underwriters.
• Assesses alternative ways to make a risk acceptable independently and will often mentor other UW levels on advanced or complex risks.
• Serves as the underwriting representative for the region and fills in for the Manager when requested.
• Reviews, resolves, corrects, and re-inputs all systems errors or omissions prior to the next daily run.
• Monitors and reviews Workflow Management reports. Ability to detect problems and make recommendations for correction. Report findings to Management.
• Educates, coaches, and trains agents on underwriting procedures, philosophy, and new products.
  
  

Required Qualifications

• Associate degree.
• Six to eight years of experience.

• Supervisory/management experience not applicable.
• Additional Qualifications:
• Experience mentoring or coaching less experienced underwriters.
  

Preferred Qualifications

• Associate or Bachelor’s degree preferred, but not required. Equivalent experience considered in place of collegiate studies.
• Some P&C industry and/or Farming or Commercial industry knowledge.
• CPCU certification.
• Applicable designation strongly preferred, or progress towards.
  
  

Occupational Requirements

• The position requires ability to effectively communicate with others to exchange information.
• A person in this position establishes methods and procedures for attaining specific goals and objectives, and receives guidance in terms of broad goals. Only the final results of work are typically reviewed.
• The position requires physical presence in company office on part-time or full-time basis.
• This position is an Individual Contributor.
  
  

Job Family

Assistant Underwriter (U4)

Underwriter (PL) (P1)

Underwriter (P1)

Advanced Underwriter (P2)

Sr Underwriter (P3)

Underwriting Consultant (P4)

Sr Underwriting Consultant (P5)

Our job titles may span more than one career level. The actual base pay is dependent upon many factors, including training, transferable skills, work experience, business needs, and market demands. The base pay is subject to change and may be modified in the future.

American National offers eligible employees and their families medical, dental, vision, and basic life insurance. Employees are able to enroll in our company’s 401k plan. Employees also receive annually a bank of paid time off and paid holidays. We aspire to see people for what they bring to our corporate culture by supporting an inclusive work environment, including an emphasis on a healthy work-life balance, development opportunities, and a casual dress code.

American National is an established, stable, and successful multi-line insurance corporation that has provided financial strength and a sense of security to employees, customers and business partners since 1905. With focus on our organization’s values and cultural richness: Financial Strength, Integrity, Respect, Service and Teamwork (FIRST) and Agility, Collaboration, and Engagement (ACE) we continue to pursue our vision to be a leading provider of financial products and services for current and future generations.

Hiring Practices

The preceding job posting was designed to indicate the general nature and level of work performed by employees assigned to this position. It is not intended to be interpreted as a comprehensive list of all duties, responsibilities, and qualifications. We are dedicated to building a diverse, inclusive, and authentic workplace, so if you’re excited about this role, but your past experience doesn’t align perfectly with the job qualifications, we still encourage you to apply. You may be just the right candidate for this position or other opportunities at American National.

American National’s recruitment policies help us place individuals in a timely and efficient manner. Only the most qualified candidates will be contacted by our recruiting team. Candidates may check the status of their application(s) by logging into their account. Learn more about our company, by following us on social media: LinkedIn, Facebook, Instagram

American National is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, disability, age, sexual orientation, gender identity, national origin, veteran status, genetic information or any other legally protected categories. American National is committed to providing access, equal opportunity and reasonable accommodation for individuals with disabilities in employment, its services, programs, and activities.