What are the responsibilities and job description for the M&T Bank: Mortgage Originator- Bilingual position at American Neighborhood Mortgage Acceptance Company LLC?
AnnieMac Home Mortgage is looking to hire a Mortgage Loan Originator II to assist one or more specific Mortgage Loan Originator(s) or Branch Manager(s) in delivering outstanding customer service to borrowers and realtors on loans that they originate. This role will work and train with Loan Originator(s) and assist with keeping a steady flow of loan volume from real estate brokers, referrals, and company provided lead sources, including but not limited to direct mail marketing, online applications, and Branch Manager referrals. Under the direct supervision of Sales Management, the accountabilities and job activities of the Mortgage Loan Originator II position include, but are not limited, to the following : Read on to fully understand what this job requires in terms of skills and experience If you are a good match, make an application. Take information from the borrower and fill out the loan application. Gather and organize client documents for pre-approval. Analyze the prospective borrowers income and debt and pre-qualify the prospective borrower to determine the maximum mortgage that the prospective borrower can afford. Counsel the prospective borrower in the home buying and financing process, advising the borrower about the different types of loan products available, and demonstrating how closing costs and monthly payments would vary under each product. Counsel and advise the borrower in understanding and clearing credit problems. Maintain regular contact with the borrower, realtors, and the lender, between application and closing to apprise them of the status of the application and to gather any additional information as needed. Ability to develop a thorough knowledge of pricing and underwriting requirements of various mortgage insurance companies. Ability to develop a working knowledge of credit underwriting and property eligibility requirements for FNMA, FHLMC, FHA, VA, local bonding programs and private investors. Must be familiar with local, state and national laws (e.g. zoning ordinances, Truth-in Lending, RESPA, energy audit requirements, etc.) Must have excellent communication skills and the ability to analyze financial information. Office environment. Must be able to travel to and from work location. This position may require travel up to 10% to and from loan closings and meeting with borrowers and Real Estate Agents. This position is eligible for Paid Time Off, Service Day, Bereavement and Floating Holiday Pay, as well as Paid Holidays. AnnieMac Home Mortgage is an Equal Opportunity Employer.
- AnnieMac Home Mortgage participates in E-Verify.
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