What are the responsibilities and job description for the M&T Bank: Mortgage Originator- Bilingual position at AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY?
Job Description
Mortgage Loan Originator II Job Summary
We are seeking a Mortgage Loan Originator II to assist our Mortgage Loan Originators or Branch Managers in delivering exceptional customer service to borrowers and realtors on loans they originate.
This role will work closely with Loan Originators, assisting with maintaining a steady flow of loan volume from real estate brokers, referrals, and company-provided lead sources.
Main Responsibilities
- Take information from the borrower and complete the loan application.
- Gather and organize client documents for pre-approval.
- Analyze the prospective borrower's income and debt to determine their maximum mortgage capacity.
- Counsel the borrower on the home buying and financing process, advising on available loan products and their associated costs.
- Maintain regular contact with the borrower, realtors, and lender to provide updates on application status and gather additional information as needed.
- Develop knowledge of pricing and underwriting requirements for various mortgage insurance companies.
- Familiarize yourself with local, state, and national laws (e.g. zoning ordinances, Truth-in Lending, RESPA).
This is an office-based position with occasional travel required up to 10% for loan closings and meetings with borrowers and Real Estate Agents.
Award-winning AnnieMac Home Mortgage offers a competitive compensation package including Paid Time Off, Service Day, Bereavement, and Floating Holiday Pay, as well as Paid Holidays.
