INDIVIDUAL LIFE UNDERWRITER CONSULTANT

Position Description :

Partner with independent agent channel to underwrite and support the sale of individual term and IUL insurance products. This position is responsible for underwriting insurance cases by using strong subject matter knowledge about company products and underwriting principles. This position works independently and influences others to achieve operational targets. A successful person in this role will utilize an understanding of medical terminology. Applying risk selection experiences to make accurate underwriting decisions will be key.

Position Location :

This position is remote and does not require regular in-office presence.

What you do :

• Analyze and evaluate risk for insurance cases considering characteristics such as plan design, demographics, experience, financial and medical factors, and state and federal regulations.
• Select and maintain cases to achieve revenue, persistency, and profitability goals for both top-line and bottom-line growth.
• Based on financial, medical, and established departmental guidelines, create a competitive offer that is in the best interest of the company and the client.
• Demonstrate a strong understanding of various insurance products, their features and limitations, and industry / regulatory terms.
• Provide training and guidance to new or entry level associates.
• Participate in post underwriting audits on products written through automatic issue electronic processes.
• Utilize assigned tools including reinsurance partner underwriting manuals to drive decisions.
• Utilize strong telephone skills speaking with agents to communicate underlying thought processes to help them understand ratings and pricing determinations.

What you bring :

What we offer :

A meaningful mission. Great benefits. A vibrant culture

Ameritas is an insurance, financial services and employee benefits provider Our purpose is fulfilling life. It means helping all kinds of people, at every age and stage, get more out of life.

At Ameritas, youll find energizing work challenges. Flexible hybrid work options. Time for family and community. But dig deeper. Benefits at Ameritas cover things you expect and things you dont :

Ameritas Benefits

For your money :

For your time :

For your health and well-being :

For your professional growth :

For your community :

For your family :

An Equal Opportunity Employer

Ameritas has a reputation as a company that cares, and because everyone should feel safe bringing their authentic, whole self to work, were committed to an inclusive culture and diverse workplace, enriched by our individual differences. We are an Equal Opportunity / Affirmative Action Employer that hires based on qualifications, positive attitude, and exemplary work ethic, regardless of sex, race, color, national origin, religion, age, disability, veteran status, genetic information, marital status, sexual orientation, gender identity or any other characteristic protected by law.

The pay range posted reflects a nationwide minimum to maximum covering all potential locations where the position may be filled. The final determination on pay for any position will be based on multiple factors including role, career level, work location, skill set, and candidate level of experience to ensure pay equity within the organization. This position will be eligible to participate in our comprehensive benefits package (see above for details). This position will be eligible to participate in our Short-Term Incentive Plan with the annual target defined by the plan.

Pay transparency is rooted in principles of fairness, equity, and accountability within the workplace. Sharing pay ranges for all job postings is one way Ameritas shows our commitment to equitable compensation practices.