What are the responsibilities and job description for the Analyst-Compliance; High Risk Enhanced Due Diligence position at AMEX?
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American Expresss Global Financial Crimes Surveillance Unit (GFCSU) and the US Investigations Unit (USIU), within Global Financial Crimes Compliance (GFCC), in partnership provide end-to-end support and oversight of global financial crimes investigations. In conjunction with GFCC partners, the GFCSU and USIU develop and implement automated transaction monitoring rules, reports, and other processes designed to identify activity potentially indicative of criminal behavior. The GFCSU and USIU also investigate potentially suspicious financial activity and, when appropriate, file suspicious activity reports (SARs) with the Financial Crimes Enforcement Network (FinCEN), which is part of the U.S. Department of the Treasury, and / or refers matters to internal compliance partners for review and reporting globally. In addition, the GFCSU and USIU manage risk associated with politically exposed persons and persons and entities on core sanctions and risk lists through regular screening, and manage risk associated with improper payments that could be indicative of bribery, corruption, or other illicit activity by reviewing internal American Express payments and expenditures. The GFCSU and USIU together perform a critical role in ensuring that American Express complies with all applicable laws and regulations, including the Bank Secrecy Act (BSA), the USA PATRIOT Act, and the Foreign Corrupt Practices Act, and provides law enforcement with key information for the investigation and prosecution of money laundering and terrorist financing, credit card fraud, identity theft, and other criminal activity.
Customers who present higher money laundering or terrorist financing risks are subject to periodic enhanced due diligence reviews. The USIUs High-Risk Enhanced Due Diligence (HR EDD) Team is responsible for conducting annual reviews of high-risk customers who hold U.S. issued products with American Express.
Job Responsibilities
The successful candidate will be expected to :
- Conduct time-sensitive, meticulous EDD reviews of high-risk customers utilizing a variety of research and investigative tools
- Produce detailed summary and analysis of customer and transactional activity and, when appropriate, refer suspicious activity to the SAR and / or Account Termination process
- Collaborate with compliance partners across the enterprise to ensure proper review and risk assessment of high-risk customers
- Work effectively to meet aggressive inventory deadlines and support management objectives
- Build strong relationships with strategic partners across theGFCSU and USIUto ensure effective coordination of significant investigations
Ideal candidates will exhibit investigative, research-intensive, and analytical skills while meeting the following minimum qualifications :
Salary Range : $55,000.00 to $105,000.00 annually bonus benefits
The above represents the expected salary range for this job requisition. Ultimately, in determining your pay, well consider your location, experience, and other job-related factors.
We back our colleagues and their loved ones with benefits and programs that support their holistic well-being. That means we prioritize their physical, financial, and mental health through each stage of life. Benefits include :
For a full list of Team Amex benefits, visit our .
American Express is an equal opportunity employer and makes employment decisions without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, veteran status, disability status, age, or any other status protected by law.
We back our colleagues with the support they need to thrive, professionally and personally. That's why we have Amex Flex, our enterprise working model that provides greater flexibility to colleagues while ensuring we preserve the important aspects of our unique in-person culture. Depending on role and business needs, colleagues will either work onsite, in a hybrid model (combination of in-office and virtual days) or fully virtually.
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Salary : $55,000 - $105,000
