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Field Commercial Property Adjuster

AmTrust Financial
Princeton, NJ Full Time
POSTED ON 1/22/2025
AVAILABLE BEFORE 4/14/2025

Overview :

AmTrust Financial Services, a fast-growing commercial insurance company, is seeking a Property Claim Technical Field Adjuster to respond to the needs of our customers in the Northeast. As part of the Property line of business, the Property Claim Technical Field Adjuster is responsible for investigating, evaluating, and estimating damages to ensure accuracy on business insurance claims.

Responsibilities :

  • Under minimal supervision, is responsible for the handling of commercial property claims that are of mid to high levels of complexity and / or severity.
  • Physically inspect, document, and estimate damage to businesses that have suffered a loss. Common loss scenarios will include but not limited to interior water damage, partial or total fire, vehicle impact, hurricane, tornado, and hail damage.
  • Use Xactimate estimating software to determine appropriate settlement amounts and to validate third party estimates / invoices.
  • Interpret various policy forms and establish applicable coverages, conditions and limitations that may apply to the facts of the loss.
  • Establishes accurate and timely indemnity and expense reserves. Controls and manages claim related expenses.
  • Communicates with agents, insureds, claimants, and company personnel, keeping them apprised of appropriate information. Discusses possible coverage issues with supervisor and drafts coverage positions as applicable.
  • Ability to recognize when to refer claims to Special Investigations, Subrogation and / or Complex Claim Units.
  • Adhere to all statutory and regulatory fair claims practices.
  • Performs other functional duties as requested or required.

Qualifications :

  • 5 years of experience handling commercial field property claims with elements of complexity / severity
  • Proficient knowledge of property estimating software and ability to independently prepare damage estimates in excess of $100,000
  • This position may require the individual to access and inspect all areas of a structure, which is physically demanding and may require the ability to carry, set up and climb a ladder, walk on roofs, and enter tight spaces.
  • Ability to obtain adjuster licenses as needed
  • Ability to work remotely and independently
  • CAT Duty-This position will require participation in our Catastrophe Response Program, which could include deployments away from assigned territory to assist our customers in other states for extended periods
  • Valid drivers license
  • Reliable automobile
  • Bachelors degree or equivalent experience
  • Preferred :

  • Advanced knowledge of Xactimate estimating system
  • Prior experience adjusting property claims using virtual technologies
  • Currently hold P&C adjusters license(s)
  • Easily adapts to new or changing situations, requirements, or priorities
  • LI-BL1

    LI-REMOTE

    What We Offer :

    AmTrust Financial Services offers a competitive compensation package and excellent career advancement opportunities. Our benefits include : Medical & Dental Plans, Life Insurance, including eligible spouses & children, Health Care Flexible Spending, Dependent Care, 401k Savings Plans, Paid Time Off.

    AmTrust strives to create a diverse and inclusive culture where thoughts and ideas of all employees are appreciated and respected. This concept encompasses but is not limited to human differences with regard to race, ethnicity, gender, sexual orientation, culture, religion or disabilities.

    AmTrust values excellence and recognizes that by embracing the diverse backgrounds, skills, and perspectives of its workforce, it will sustain a competitive advantage and remain an employer of choice. Diversity is a business imperative, enabling us to attract, retain and develop the best talent available. We see diversity as more than just policies and practices. It is an integral part of who we are as a company, how we operate and how we see our future.

    Salary : $100,000

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