Description
ANB Bank has financial strength embodied in $3 billion in assets and is a true community bank with an unwavering commitment to excellence. The bank helps each of its communities prosper through investment, sponsorship, philanthropy, and employee volunteerism. It is a passion ANB has for banking that makes the difference.
ANB Bank hires individuals who provide excellent customer service and build meaningful relationships with our customers and within our communities. ANB is committed to rewarding our team members who strengthen our company and culture. ANB offers competitive compensation and a comprehensive benefits package for this position.
- Hiring Pay Range : (Includes 20% Cost of Living Adjustment)
Banking Officer I : $78,000.00 - $90,000.00 per year
Banking Officer II : $86,400.00 - $102,000.00 per yearBanking Officer III : $90,000.00 - $108,000.00 per yearBanking Officer IV - $96,000.00 - $120,000.00Banking Officer V - $108,000.00- $138,000.00The hiring pay range for this position is commensurate with the level of relevant experience and education.This position may be eligible to receive an additional $2,080.00 per year if designation is approved under the Spanish Communication Assistant Program.Health & Wellness Benefits (Subject to Eligibility Requirements)
Minimum 4 Weeks of Paid Time Off (PTO)11 Paid HolidaysMedical, Dental, and Vision InsuranceHealth Savings (HSA), Flexible Spending (FSA), and dependent care spending accountsCompany provided Life, AD&D, and Disability Insurance with supplementation options401(k) plan with discretionary company match and profit sharingDiscretionary annual bonus and employee referral incentivesEmployee Assistance Program (EAP)Tuition Reimbursement ProgramSpanish Communication Assistant Program IncentiveEmployee banking productsSummary
Originate, process, and service the credit needs of businesses, consumers and professionals within the marketplace and maintain and solicit related depository accounts and other fee-generating services. Provides support to all retail and Treasury Management functions, therefore must maintain a reasonable working knowledge of all operational functions.Essential Duties and Responsibilities
Servicing the credit needs of customer and prospecting requiring plant visits; obtaining financial and other information; performing or coordinating credit analysis; making loan presentation and recommending approval to Bank Loan Committee where required; and negotiating terms and conditions such as rates, collateral, guarantees, loan agreements, and other documentation.Applying ongoing administration and review of the credit until ultimate collection, including ongoing monitoring and grading of credit.Detecting potential problems and applying techniques of problem loan administration.Although Loan Committee review may be required prior to approval of certain loans, a high degree of reliance is placed on the judgment of the loan officer. Regardless of the need for committee approval, the loan officer is fully responsible for the loan.Responsible for daily management of a commercial loan portfolio, including, but not limited to, credit quality; compliance with the bank's policies and procedures, and applicable laws and regulations; and management of past due loan status. Overall portfolio may include consumer credits as well.In conjunction with Community Bank Presidents, may provide oversight and guidance to both commercial and consumer banking officers.Acting as relationship manager for assigned customers, ensuring customer satisfaction and the resolution of service problems for all bank products.Expanding customer base through networking and sales calling. Soliciting the business of non-borrowing customers as well as loan customers. Maintaining product knowledge to generate credit, deposit, and fee business.Participating in community involvement activities to enhance Bank's visibility, image, and reputation.Delivering the quality of service as defined by department standards.This position requires National Mortgage Licensing System (NMLS) registration under the terms of the S.A.F.E. Act of 2008.Maintains a current knowledge and consistent compliance with Bank Secrecy Act (BSA) requirements, as well as knowledge and consistent compliance with other banking regulations and Bank policies and procedures related to the position.Maintains a working knowledge of all retail and treasury management banking functions. Provides support as needed to these functions, including transaction and exception approvals to include all deposits, wires, temporary limit increases, etc.Makes referrals to Financial Services department for clients seeking investment options not provided by the Bank.Maintains confidentiality and delivers quality of service as defined by department standards.Supports the company's Mission, Vision, and Values.Other duties may be assigned.Education and / or Experience :
Banking Officer I :
1 year of experience in consumer / retail or commercial lending as well as collections, or an equivalent combination of education and experience.To perform this job successfully, an individual must be able to perform each essential duty satisfactorily. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.Banking Officer II :
2 - 3 years of lending, banking, or relevant work experience, or an equivalent combination of other work history and college level accounting / finance / business college classes successfully completed.To perform this job successfully, an individual must be able to perform each essential duty satisfactorily. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.Banking Officer III :
4 - 6 years of loan origination, underwriting or portfolio management experience, or an equivalent combination of general banking experience and accounting / finance / business college classes successfully completed. Proven expertise in customer development and business sourcing.To perform this job successfully, an individual must be able to perform each essential duty satisfactorily. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.Banking Officer IV
6 years of loan origination, underwriting or portfolio management experience, or an equivalent combination of general banking experience and accounting / finance / business college classes successfully completed. Proven expertise in customer development and business sourcing.To perform this job successfully, an individual must be able to perform each essential duty satisfactorily. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.Banking Officer V
8 years of loan origination, underwriting or portfolio management experience, or an equivalent combination of general banking experience and accounting / finance / business college classes successfully completed. Proven expertise in customer development and business sourcing.To perform this job successfully, an individual must be able to perform each essential duty satisfactorily. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.Equal Opportunity Employer / Affirmative Action / Minorities / Female / Disabled / Veteran
ANB Bank is committed to providing Equal Opportunity in Employment. The Bank is continually trying to improve recruitment, employment, development and promotional opportunities for its employees. Our selection decisions are based on job-related factors and not on the basis of age, race, sex, color, religion, national origin, disability, sexual orientation, veteran status, pregnancy, marital status, genetic information, gender identity, or any other status protected by federal, state, or local law.
ANB Bank complies with the Equal Pay for Equal Work Act. ANB Bank requests that Applicant not disclose its wage rate history to ANB Bank. If ANB Bank for any reason comes into possession of Applicant's wage rate history, ANB Bank will not rely on it in determining a wage rate. ANB Bank requests that applicant not provide information on age, date of birth or graduation date from any academic institution, including on resumes.
Anticipated Date of Application Window Closure : 03 / 31 / 2025 (or until filled)
Salary : $78,000 - $90,000
