What are the responsibilities and job description for the COMMERCIAL LN OFFICER I position at Anderson Brothers Bank?
- Reflect ABB Mission, Vision, and Values in daily job performance
- Solicit new customer loan and deposit relationships, including vendor relationships for Anderson Brothers Bank
- Meet with customers to assess their needs and determine appropriate loan options
- Analyze credit applications and prepare credit analysis to determine creditworthiness and
- Approve loan structure, pricing, and manage conditions
- Identify and analyze credit reports for additional loan opportunities
- Process loans utilizing the bank loan software, Onboard
- Prepare loan checklist and submit necessary documents for loan booking
- Manage loan pipeline and matured loans
- Manage troubled assets via collection calls, visits, and payment
- Manage loan suspense items
- Maintain general knowledge of all other non-lending banking products and cross-sell when
- Identify and refer business to HMC, investment services, and other divisions of the bank
- Prospect for new clientele, networking with existing referral partners, and participating in community events to include, but not limited to, bank-sponsored activities which may occur in or outside of business hours
- Adhere to bank policies regarding confidentiality of customer private information
- Accomplish bank mission by completing related results as needed
- Ensure adherence to all bank policies
- Performs other related duties as
Behaviors
Required- Team Player: Works well as a member of a group
- Enthusiastic: Shows intense and eager enjoyment and interest
- Detail Oriented: Capable of carrying out a given task with all details necessary to get the task done well