What are the responsibilities and job description for the LOAN OFFICER I position at Anderson Brothers Bank?
Reflect ABB Mission, Vision, and Values in daily job performance
Solicit new customer loan and deposit relationships, including vendor relationships for Anderson Brothers Bank
Meet with customers to assess their needs and determine appropriate loan options
Analyze credit applications and prepare credit analyses to determine creditworthiness and risk.
Approve loan structure, pricing and manage conditions
Identify and analyze credit reports for additional loan opportunities
Process loans utilizing the bank loan software, Onboard
Prepare loan checklist and submit necessary documents for loan booking
Manage loan pipeline and matured loans
Manage troubled assets via collection calls, visits, and payment arrangements.
Manage loan suspense items
Maintain general knowledge of all other non-lending banking products and cross-sell when appropriate.
Identify and refer business to HMC, investment services, and other divisions of the bank
Prospect for new clientele, networking with existing referral partners, and participating in community events to include, but not limited to, bank-sponsored activities which may occur in or outside of business hours
Adhere to bank policies regarding the confidentiality of customers’ private information
Accomplish bank mission by completing related results as needed
Ensure adherence to all bank policies
Performs other related duties as assigned.
Behaviors
Required- Detail Oriented: Capable of carrying out a given task with all details necessary to get the task done well
- Dedicated: Devoted to a task or purpose with loyalty or integrity
