Mortgage Quality Control Supervisor

Are you ready for an exciting career in the financial services industry? If so, Andrews Federal is the place for you! Andrews Federal is a transformative, international financial institution, proud to serve our military and communities. Our top priority remains to help our members achieve financial wellness.

With a positive workplace culture embedded in every aspect of our DNA, our organization has been certified as a Great Place to Work for 3 years. Andrews Federal offers a highly competitive compensation and benefits package to maintain a happy and healthy workforce.

As our organization continues to thrive, we seek a highly motivated workforce that is not afraid to provide innovative solutions within the financial services industry. Our leaders encourage collaboration and new ideas as we continue to serve our global membership.

Some of the perks of working at Andrews Federal include:

• 12 paid holidays a year including your birthday
• Affordable healthcare plans and Employer Paid FSA accounts
• Career development, training opportunities, career coaching, and tuition reimbursement
• Retirement plans with a competitive matching option
• Childcare stipend to help working families
  
  

Purpose of Position

Oversees and performs a variety of quality control functions preparing to retail and correspondent mortgage loan files. Ensures new loan files have necessary documentation and adhere to all appropriate policies and procedures.

Essential Duties

• Ensuring Quality Control per Fannie Mae Selling Guide.
• Tracking 3rd party vendor QC reporting.
• QC includes Post-Closing, Denied/Withdrawn files and Fraud review of borrower's employment profile, credit strength, financial documentation, compliance and all other information pertinent to the credit decision on each mortgage application.
• Exercise independent judgement in helping to identify and report on compliance and operational defects or violations to lines of business, senior management, internal audit and applicable board committees.
• Proactively maintain an extensive and well-versed understanding of state & federal regulations (including but not limited to: ECOA, RESPA, TILA, HMDA, CFPB, Fair Lending/Adverse Action, ECOA, Biggert Waters, Customer Identification Program ("CIP") and Bank Secrecy Act ("BSA") as well as Agency/Investor guidelines.
• Perform effective data integrity analysis of Home Mortgage Disclosure Act ("HMDA") reportable transaction data and help to perform the quarterly HMDA submission.
• Ability to prioritize workflow to meet deadlines. Word processing and spreadsheet skills. Ability to draft correspondence. Ability to prepare and maintain a variety of reports.
• Attends work regularly and according to work schedule; limits absences according to personnel policies regarding leave usage.
• Interacts with co-workers, supervisors, members and outside contacts in an appropriate, professional manner which projects a positive image of the department and Andrews Federal Credit Union.
• Assists within the department and division on projects and routine workloads due to staff shortages.
• Remains cognizant of and adheres to Andrews Federal policies and procedures, and regulations pertaining to the Bank Secrecy Act.
  
  

Required KSAs

• High school diploma, GED, or equivalent required.
• Knowledge of underwriting, processing, closing and originations with at least 5 years in Quality Control and/or Mortgage Operations.
• Extensive and well-versed understanding of residential mortgage lending state & federal regulations.
• Thorough understanding of underwriting policies and procedures including investor guidelines and regulatory updates.
• Ability to use independent judgement and discretion in analyzing loan files against QC Plan and state and regulatory requirements and acting upon items found.
• Must be able to analyze, compile data, create management reports and report findings to management.
• Ability to maintain a balance between risk mitigation and operational efficiency.
• Excellent oral and written communication skills.
• Practices discretion regarding member and employee confidential information.
• Ability to maintain professional integrity, maturity and judgement, even while faced with opposition.
• Demonstrated ability to multi-task while maintaining a high degree of accuracy.
• Ability to handle a heavy workload and meet deadlines with limited supervision.
• Team-oriented and flexible.
• Excellent working knowledge with the following software programs: Microsoft Office (Excel, Word, PowerPoint, Access).
  
  

Physical Requirements

• Requires the ability to sit for extended periods of time, entering and analyzing data.
  
  

PAY RANGE

• $33.23 to $41.54
  
  

In accordance with the Americans with Disabilities Act, requirements may be modified to reasonably accommodate disabled individuals. However, no accommodation will be made which may pose serious health or safety risks to the employee or others or which impose undue hardships on the organization.