What are the responsibilities and job description for the Sr. Underwriter position at Appalachian Underwriters, Inc.?
About Acrisure
Acrisure is a global Fintech leader that combines the best of humans and high tech to offer multiple financial products and services to millions of businesses and individual clients. We connect clients to solutions that help them protect and grow what matters, including Insurance, Reinsurance, Cyber Services, Mortgage Origination and more.
Acrisure employs over 17,000 entrepreneurial colleagues in 21 countries and have grown from $38 million to $4.3 billion in revenue in just over ten years. Our culture is defined by our entrepreneurial spirit and all that comes with it: innovation, client centricity and an indomitable will to win.
Job Summary:
This individual will provide a full range of insured and client level underwriting and administrative support, analyzing risks for Program Based business and making decisions based on the Programs Underwriting policies, guidelines and procedures. The underwriter takes a leadership role in the underwriting operations to better serve Programs client base. Requiring exceptional decision making, analytical and customer service skills, the underwriter shall expedite turnaround of submissions and inquiries. The position requires a minimum of 5 years underwriting experience. To perform this job successfully, an individual must be able to perform each primary responsibility satisfactorily. The requirements listed below are representative of the knowledge, skill, and /or ability required. Reasonable accommodations may be made to enable individuals with disabilities to perform the primary job responsibilities.
Key Responsibilities
· Risk Assessment: Analyze and evaluate new and renewal commercial insurance applications, identifying potential risks and determining appropriate terms and conditions.
· Decision-Making: Approve or decline risks within designated authority levels while maintaining company underwriting standards.
· Portfolio Management: Manage a book of business, ensuring profitability and growth targets are met.
· Collaboration: Work closely with agents, brokers, and internal teams to provide excellent customer service and develop customized solutions for clients.
· Market Analysis: Monitor industry trends, competitive landscape, and regulatory changes to ensure the portfolio remains competitive and compliant.
· Leadership: Mentor and support junior underwriters, sharing expertise and promoting a culture of continuous improvement.
· Documentation: Maintain accurate records and underwriting documentation in accordance with company policies and regulatory requirements.
· Assist Program Managers in new program development by providing valuable insight within their identified area of expertise.
Qualifications and Skills
· Education: Bachelor’s degree in business, finance, insurance, or a related field. Professional certifications such as CPCU, ARM, or AU are highly desirable.
· Experience: Minimum of 5–7 years of commercial underwriting experience, with a strong track record in handling complex accounts.
· Technical Knowledge: In-depth understanding of underwriting principles, risk analysis, and commercial insurance products.
· Analytical Skills: Strong analytical and problem-solving abilities to assess risks and make informed decisions.
· Communication: Excellent verbal and written communication skills, with the ability to build strong relationships with brokers and clients.
· Attention to Detail: Meticulous attention to detail in evaluating applications and preparing documentation.
· Tech Savvy: Proficiency in underwriting software and MS Office Suite.
Acrisure is committed to employing a diverse workforce. All applicants will be considered for employment without attention to race, color, religion, age, sex, sexual orientation, gender identity, national origin, veteran, or disability status. California residents can learn more about our privacy practices for applicants by visiting the Acrisure California Applicant Privacy Policy available at www.Acrisure.com/privacy/caapplicant.
To Executive Search Firms & Staffing Agencies: Acrisure does not accept unsolicited resumes from any agencies that have not signed a mutual service agreement. All unsolicited resumes will be considered Acrisure’s property, and Acrisure will not be obligated to pay a referral fee. This includes resumes submitted directly to Hiring Managers without contacting Acrisure’s Human Resources Talent Department.
