What are the responsibilities and job description for the Credit Collection Analyst position at Arcosa Inc.?
Join Arcosa Aggregates, a company with LOADS of opportunity and stability. Arcosa Aggregates is a leading producer and distributor of construction materials and services. We are unified in our commitment to building a better world through the foundations of roads, bridges, and buildings in our communities across the United States.
Arcosa Aggregates is seeking a Credit and Collections Analyst based out of our Arlington, TX office to oversee credit risk assessment and collection activities for key accounts in in our East Region. This role is responsible for assessing customer creditworthiness, ensuring timely collections, and minimizing financial risk while maintaining strong customer relationships. The ideal candidate will have experience in the construction, aggregates, or manufacturing industries, a deep understanding of B2B credit and collections processes and experience with lien laws, and the ability to work in a fast-paced environment.
Key Responsibilities
Credit & Risk Management
Arcosa Aggregates is an Equal Opportunity Employer. We activate the potential of our people, care for our customers, optimize operations, integrate sustainability, and promote a results-driven culture aligned with long term value creation.
Arcosa Aggregates is seeking a Credit and Collections Analyst based out of our Arlington, TX office to oversee credit risk assessment and collection activities for key accounts in in our East Region. This role is responsible for assessing customer creditworthiness, ensuring timely collections, and minimizing financial risk while maintaining strong customer relationships. The ideal candidate will have experience in the construction, aggregates, or manufacturing industries, a deep understanding of B2B credit and collections processes and experience with lien laws, and the ability to work in a fast-paced environment.
Key Responsibilities
Credit & Risk Management
- Evaluate customer creditworthiness by reviewing financial statements, credit reports, and payment history.
- Establish and adjust credit limits and payment terms based on risk assessment and business needs.
- Monitor accounts for credit risk exposure and provide recommendations to mitigate financial risk.
- Collaborate with sales and finance teams to align on credit decisions and customer terms.
- Manage a portfolio of accounts to ensure timely collections and reduce past-due balances.
- Proactively contact customers via phone and email to resolve outstanding invoices and payment disputes.
- Investigate and resolve discrepancies, deductions, and short payments.
- Escalate delinquent accounts and recommend appropriate actions, including legal proceedings if necessary.
- Ensure adherence to industry-specific collection practices, including lien rights and bond claims.
- Identify opportunities to enhance credit and collections processes for efficiency and effectiveness.
- Maintain compliance with company credit policies, industry regulations, and accounting standards.
- Keep accurate documentation of credit approvals, collections efforts, and customer communications.
- Prepare and analyze aging reports, bad debt provisions, and collection forecasts.
- Provide regular updates to management on collection efforts, trends, and risk factors.
- Assist with audits and reporting requirements by providing necessary documentation and insights.
- Bachelor’s degree in Finance, Accounting, Business Administration, or a related field.
- 3-5 years of experience in credit analysis, accounts receivable, and collections, preferably in the aggregates, construction, or manufacturing industries.
- Strong knowledge of B2B credit risk assessment, financial analysis, and collections best practices.
- Experience with lien laws, bond claims, and other industry-specific collection tools is a plus.
- Proficiency in ERP systems (SAP, Oracle, JD Edwards, or similar) and Microsoft Office (Excel, Word, Outlook).
- Excellent negotiation, communication, and problem-solving skills.
- Ability to work independently and collaboratively in a fast-paced environment.
- Strong attention to detail and ability to analyze large amounts of data.
- Experience in the aggregates, construction materials, or manufacturing industry.
- Knowledge of lien rights and credit regulations specific to Texas and surrounding states.
- Professional certification (e.g., Certified Credit & Collections Professional - CCCP).
- Opportunity for annual performance increases
- 401k program with employer matching
- Professional development and career growth opportunities
- Medical, dental, and vision insurance
- Paid life insurance
- Paid short term disability
- Paid long term disability
- Paid vacation and sick time
- 11 paid holidays
Arcosa Aggregates is an Equal Opportunity Employer. We activate the potential of our people, care for our customers, optimize operations, integrate sustainability, and promote a results-driven culture aligned with long term value creation.
